1% Club

1% Club - Helping you achieve financial freedom

About this app

1% Club: Your AI CFO

Money is complicated enough. Talking about it shouldn’t be.
1% Club is your AI-first personal finance app, built to help you understand your money, manage it better and figure out what to do next.
Think of it as having an AI financial expert in your corner, available whenever you need one.

Just talk to your money
No financial jargon. No complicated spreadsheets.

Ask your AI CFO:
“Where is my money going?”
“Am I saving enough?”
“Is this mutual fund any good?”
“Which credit card should I get?”
“How are my investments doing?”

Get personalised answers based on your financial context and turn understanding into action.

Know more about your money:
Track your spending, cash flow and financial accounts.
Connect your financial accounts to understand where your money goes, spot patterns and find those silent leaks that somehow become very loud at the end of the month.
See your spending, savings and cash flow in one place. Make sense of your money without building spreadsheets yourself.

Invest better: Research, compare and invest without the guesswork.

Mutual Fund Baskets
Explore curated mutual fund portfolios from SEBI-registered experts across categories, strategies and goals.

Stock Baskets
Get access to research-backed stock portfolios curated by SEBI-registered research analysts and actively managed for you.

Mutual Fund Rankings
Compare mutual funds across categories and discover funds worth researching.
Learn without the financial jargon

Money School gives you simple lessons and masterclasses on investing, stocks, mutual funds, SIPs, credit cards, taxes, insurance and personal finance.

Because understanding your money shouldn’t require understanding every word in a financial textbook.

Get your insurance right
Get an exclusive 1-on-1 insurance consultation to help you understand, buy or review your term and health insurance.
No selling. Just advice that puts you first.

Your money.
Your spending.
Your investments.
Your financial questions.
Your learning.
Your next financial decision.
All in the 1% Club.

Built for the 1%
Not the 1% by income.
The 1% who want to get better with money.

Download 1% Club. Meet your AI CFO.

Ratings and reviews

As a developer, I found several bugs in Ask CFO AI. Long text doesn’t resize/scroll properly, especially with detailed prompts and charts. Chat history is unreliable, with recent chats sometimes not being saved. Voice-to-text, file uploads, and chat/chart export would improve usability. I also faced inconsistent net-worth figures and brokerage linking/sync issues with different mobile numbers. Great potential, but stability and data handling need improvement.

There is no option to delete your account data and permissions you provided while login. So if you dont want to join their club and dont want pay, even after that your data will remain with them. There has to be an option over the app to delete our data and to revoke the permissions we approve while initial login process to understand the app how it works. Its a suggestion to the memebers to add that option to gain more customers trust.

Unable to login. i tried several times when I open the app. very very poor login server. also still an immature application as once you enter the data at the start, you can't modify or you can't undo sharing your data.

What’s new

Read more. Tap less.

Newsletters now live in Learn. And more UPI apps now show up so that your experience remains smooth.

Plus a long list of small fixes you'll never notice, which is the point.