FinChoice

FinChoice

About this app

Manage you FinChoice Account with the FinChoice App.
The FinChoice App is secure, easy to use, and you pay no data charges on major SA networks when using the app.
Transact and manage
• Open an account
• View your balance
• Update your financial details
• Upload your proof of income
• Buy electricity, airtime and data
• View your statement
• Request a settlement quote
• Request a paid-up letter
• Download your contract document
• Change and update your password
• Make a payment arrangement
• Apply for payment assistance
Insure
• Get a free estimate
• Get your funeral plan
• Manage your funeral plan 24/7
MobiMoney
• Free to activate
• Repay in 3 months or sooner if you choose
Personal loans
• Minimum repayment period: 6 months
• Maximum repayment period: 36 months
• The maximum annual percentage rate (APR) is 51%
Example of charges
Total cost of a 24-month Loan for R18 000:
• R18 000 (Loan amount)
• Plus 1050 (Initiation fee)
• Plus R68 (Service fee)
• Plus 2,3% (Interest rate)
• Plus 5,5% per R1000 (Personal Protection Insurance)
• Equals R28 986,68 (Total cost of the Loan)
• This equals a monthly instalment of R1207,78 over 24 months

Ratings and reviews

Had a wonderful experience with FinChoice. Although it took some time for things to get through, but they were able to send funds. I do recommend tech team working on the app and its status with your current loan, the app needs to be updated. But um happy with Fin

Now this only needs to improve service only take time to reply, take time to update how much you can get loan after paying, takes time to refund and you can't access where you can get your next loan when you in need of it. You ask for your refund and get told you no longer qualify for loan check credit score after 2 loans paying with no difficulties.Beside all that I recommed that this is the only app that's best for loans. I believe it will improve.

Having a very bad experience with finchoice. You see what people write about them and don't believe it at first the service was good been with them a few months now my Account is up to date i always make sure my Account is paid on the first time paying my Account EFT because i had money available and was going on holiday just to get back to see my Account is in arrears. Please be careful guys

What's new

FinChoice App Launch