Moni: Préstamos Online

Moni Online S.A.

About this app

Download my app, register, and start simplifying your finances. See everything you can do from the website or app:

💰 Request personal loans of up to $2,954,000 instantly and pay me back in installments. Don't wait any longer and get yours 100% online, easily, quickly, and securely. Plus, I'll credit your loan in minutes 😉

📲 Pay any QR code. Scan and pay—it's that simple and easy. You can also finance your purchase with a QR code, so you buy now and pay me back later in installments.

🔄 Send or receive money instantly from any bank or digital wallet, just with your alias, CBU, or CVU.

📄 You can pay bills for services like Edesur, Telecom, Personal, Movistar, Claro, AySA, Naturgy, and many more, with or without a bill. Pay your bills online the easiest way.

🚌 You can also top up your SUBE card with my app. This includes automatic SUBE student top-ups. And to top it off, you can also top up your mobile phone for Personal, Movistar, and Claro.

Why choose Moni?
☑️ Speed: I'll register you and give you an answer in minutes.

☑️ Trust: I operate under IFC and IDB standards and am registered with the BCRA.

☑️ Security: Your data is protected with international standards.

Do it all from your phone, whenever and wherever you want. Avoid lines and delays. In all cases, if you need it, I'll give you a loan with just your ID and bank account details (CBU), and you can pay me back later.

Make your life simpler. Try it now 😊

For more information, visit https://moni.com.ar/politicas-de-privacidad/ and https://moni.com.ar/terminos-y-condiciones/

I am backed by and operate under the regulations of the following organizations: IFC (International Finance Corporation), IDB (Inter-American Development Bank), CACE (Argentine Chamber of Electronic Commerce), Thawte Consulting, and PDP.

The Annual Percentage Rate (APR), Annual Effective Rate (AER), Annual Effective Total Financial Cost (AETFC), and Annual Nominal Total Financial Cost (ANTFC) vary depending on the applicant's credit profile and the chosen loan term. In all cases, the applicable Annual Nominal Rate (TNA), Annual Effective Rate (TEA), and Total Cost of Financing (CFT) will be provided before the applicant accepts the loan offer. Minimum TNA: 152.07%; Maximum TNA: 484.96%. Minimum TEA: 319.09%; Maximum TEA: 5,823.72%. Minimum CFTEA: 386.10%; Maximum CFTEA: 7,046.70%. Maximum repayment period: 360 days. Minimum repayment period: 90 days. Maximum Annual Percentage Rate (APR): 7,046.70%

Example for a 6-installment loan (*):
Amount disbursed: $8,000 in 6 months, Installment: $2,567.12, Total to pay: $15,402.73

APR: 205.40% (excluding VAT)
EAR: 567.20% (excluding VAT)
Total Annual Cost of Financing (TAC): 248.53%

Total Annual Cost of Financing (TAC): 686.32% (including VAT)

Total Annual Cost of Financing (TAC): 567.20% (excluding VAT)

* This example does not constitute an obligation on the part of MONI ONLINE S.A. to offer the price and cost shown, as the APR, TEA, TAC, and TAC vary depending on the loan applicant's credit profile and the chosen financing term. Final loan approval is contingent upon compliance with the conditions established by MONI ONLINE SA. The maximum repayment period is 360 days, with a minimum repayment option of 90 days.

For more information on the conditions, requirements, availability, and bonuses of the products and/or services offered by Moni Online, please consult the published general and specific terms and conditions.

MONI ONLINE S.A. - CUIT 30-71233461-0 - Maipu 1300, 9th Floor
Autonomous City of Buenos Aires, Argentina. - [e-mail]
MONI ONLINE S.A. is registered with the Central Bank of the Argentine Republic as an “Other Non-Financial Credit Provider” under registration number 55.085 and as a “Payment Service Provider offering Payment Accounts” under registration number 33.550.

Ratings and reviews

Facil de usar pero tiene algunos bugs random. 4/5

Muy buen application...

De primera! Entre que te otorgan el préstamo y solicitás otro préstamo, pasa algún tiempo.

What’s new

¡Hay una nueva versión disponible! Actualizá mi app ahora y aprovechala al máximo ✨ Gracias por elegir Moni para tus finanzas personales 💙