Moni: Préstamos Online

Moni Online S.A.

About this app

Need to cover an expense or get some extra cash? With Moni, you can apply for a loan 100% online and receive the money quickly. You can also pay bills, transfer money, pay with QR codes, and top up your SUBE card and mobile phone, all from a single app.

What can you do with Moni?

💰 Apply for personal loans up to $3,414,000. Get a response in minutes and receive the money in your Moni wallet or bank account.

📲 Pay with QR codes. Scan any QR code, pay instantly, or finance your purchases in installments.

🔄 Send and receive money. Transfer to or from any bank or digital wallet.

📄 Pay your bills.

📄 Pay your bills with or without a receipt, such as electricity, water, gas, and more. You can pay today and pay back in installments!

🚌 Top up your SUBE card and mobile phone.
Top up your card or recharge your mobile phone without leaving the app. You can finance your recharge in one interest-free installment!

How to request your online loan in Argentina with Moni?

1) Download the app and register.

2) Choose the amount you need.

3) Select the number of installments.

4) Indicate where you want to receive the money and which card you will use to pay.

5) Review the information and confirm the transaction.

That's it! It's that quick and easy. The money is credited in minutes for you to use however you want. 💸

🔒 Moni is backed by the IFC (International Finance Corporation), IDB (Inter-American Development Bank), CACE (Argentine Chamber of Electronic Commerce), Thawte Consulting, and PDP, and is registered with the BCRA (Central Bank of Argentina).

Why choose Moni?

💰 It's a simple app that lets you access a loan in minutes.

🤩 You can pay your financed services in one interest-free installment.

🔐 It's secure, operates under the regulations of the IFC and IDB, and is registered with the BCRA.

😎 Manage all your finances in one digital wallet.

If you need to request loans quickly and securely, or start managing all your finances in one place, Moni is what you're looking for.

📲Download the app now, register, and simplify your finances today

The Annual Percentage Rate (APR), Annual Effective Rate (AER), and Annual Effective Total Financial Cost (AETFC) and Annual Nominal Total Financial Cost (ANTFC) vary depending on the loan applicant's credit profile and the chosen term. In all cases, the applicable APR, AER, and AETFC will be provided before the applicant accepts the loan offer. Minimum APR 144.50% Maximum APR 300%. Minimum AER 291.74% Maximum AER 1,360.75%. Minimum AETFC 353% Maximum AETFC 1,646.51%. Maximum amortization period of 360 days. Minimum amortization period of 90 days. Maximum Annual Percentage Rate (APR): 1,646.51%

Example for a 6-installment loan (*):
Amount disbursed: $8,000 in 6 months, Installment: $2,438, Total to pay: $14,628

APR 144.50% (excluding VAT)
EAR 291.74% (excluding VAT)
Total Annual Cost of Financing (TAC): 174.85%
Total Annual Cost of Financing (TAC) 353.01% (including VAT)
Total Annual Cost of Financing (TAC) 291.74% (excluding VAT)

* This example does not constitute an obligation on the part of MONI ONLINE S.A. to offer the reported price and cost, as the APR, TEA, TAC, and TAC vary according to the loan applicant's credit profile and the chosen financing term. Final loan approval will be subject to compliance with the conditions required by MONI ONLINE S.A. The maximum repayment period is 360 days, with a minimum repayment option of 90 days.

For more information on the terms, requirements, availability, and bonuses of the products and/or services offered by Moni Online, please consult the published general and specific terms and conditions.

MONI ONLINE S.A. - CUIT 30-71233461-0 - Maipu 1300, 9th Floor
Autonomous City of Buenos Aires, Argentina. - [e-mail]
MONI ONLINE S.A. is registered with the Central Bank of the Argentine Republic as "Other Non-Financial Credit Providers" under registration number 55.085.

More info at https://moni.com.ar/terminos-y-condiciones/

Ratings and reviews

easy to use and relieveable

Facil de usar pero tiene algunos bugs random. 4/5

Muy buen application...

What’s new

¡Hay una nueva versión disponible! Actualizá mi app ahora y aprovechala al máximo ✨ Gracias por elegir Moni para tus finanzas personales 💙