SumUp: Personal Finance

4.66K reviews
Content rating
PEGI 3
1M+
Downloads
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About this app

SumUp rewards your everyday spending. Spend and send with a tap. Save for big moments and budget for daily life. Earn cashback on your purchases.

MANAGE YOUR MONEY
- Pay, get paid and split bills in seconds
- Send and request money from your contacts with one tap
- Set a monthly budget and track your spending by the day, week, month or year
- Link multiple accounts to SumUp to see all your money in one place
- Set up Direct Debits to automate regular payments

SPEND HERE, THERE OR ANYWHERE
- Spend instantly with a virtual card
- Get a physical card for worldwide spending
- Pay anywhere in the world with your SumUp Mastercard – we don't charge any FX fees

BUDGET AND SAVE
- Set money aside in Spaces to budget and save for bills, birthday presents or city breaks
- Open a Shared Space to manage money and spend with friends
- Round up your purchases and we’ll save the spare change automatically
- Get up to two virtual cards for your Spaces – one per Space – and use each one for different purposes

GET REWARDED
- Get cashback every time you spend with your SumUp Mastercard, up to £10/€10 cashback per calendar month
- Save your cashback, or spend it wherever you want
- Collect points or stamps at participating SumUp loyalty businesses

SumUp Payments Limited is authorised by the Financial Conduct Authority in the UK under the Electronic Money Regulations 2011 (register number 900700).
SumUp EU Payments UAB is authorised by the Bank of Lithuania as an electronic money institution (licence no. 56, issued on 27 August 2019).
The rewarding money account
Updated on
Sep 17, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Location, Personal info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

4.62K reviews
Glocal Property Initiatives
September 8, 2026
This is awful! I sent money to my Sumup account, but it just vanished from my bank account and never showed up. I've been sending proof for two days, and no one's even looked at my requests. This platform is totally useless.
1 person found this review helpful
Did you find this helpful?
SumUp
September 13, 2026
Hello. We are very sorry to hear that the money didn't arrive quickly on your account. If you already sent the proof of transfer to our agents, team will check it internally and reach you back as soon as possible. We thank you for your patience. The SumUp team.
Tom Hatzor
September 3, 2026
Good app and a great concept, but unfortunately the customer support has been very disappointing. I’ve been trying to resolve an issue with my card not working for over a week and still haven’t had any luck. The only advice I seem to get is to “keep trying,” which isn’t particularly helpful when I’ve already been doing that for days. At this point, I’m not sure what else I’m supposed to do. It’s a shame because I really like the idea behind the app, but the lack of effective support is letting
Did you find this helpful?
SumUp
September 8, 2026
We are sorry to hear that you have an unresolved issue with your card. As we can't assist from here, we will ask you to contact our agents from your app so they can check your card and assist further. Please accept our apologizes for any inconvenience caused. The SumUp team.
K
August 30, 2026
the new colour is horrible. change back to old versin. Also improve communication support and phone service. customers should be able order and cancel cards without messages. We freeze by ourselves but have to message to get this done
2 people found this review helpful
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SumUp
September 1, 2026
Dear customer, Thank you for your comment! We truly value your feedback and will use it to help us improve our services moving forward. Kind regards, The SumUp team.

What’s new

It’s now even easier to stay on top of your money. Link multiple accounts to SumUp and see all your balances and transactions in one place – no more switching between apps.

Stay in control of your spending with clearer insights. View all your accounts – or just the ones you want – and track what’s coming in and going out by week, month, or year.