Scalable Capital Bank

Scalable GmbH

About this app

Save, invest and borrow. For the whole family. With Scalable.


SAVE
Let your money grow with the Scalable Overnight account:
– 2.50% interest p.a.¹ on Overnight money
– Paid out monthly, without a limit
– Withdraw at any time, no minimum amount required

INVEST
Your finances in your own hands with Scalable Broker:
– Invest in ETFs, stocks, crypto and other asset classes
– €0.99 per trade or upgrade to PRIME+ for unlimited trading and pro features
– Savings plans from €1
– Kids' accounts with Scalable Pocket Money: Reinvested product costs (TER) in your Kids’ ETFs
– Private equity with access to top tier private companies

With Scalable Wealth, investing is relaxed and automated:
– Starting from €20 monthly savings amount
– Managed portfolios: Creation, monitoring, rebalancing and tax optimisation included
– Choose between globally diversified and special strategies
– Withdrawal plans to systematically draw income from your investments
– Kids' account with Scalable Pocket Money: with 0% management fee

BORROW
More flexibility with Scalable Credit:
– Borrow up to €250,000 against your assets
– From 3.49% p.a. variable debit interest rate, charged quarterly²
– Applied for in seconds, fully digital

SCALABLE CAPITAL BANK
We are a regulated CRR credit institution (full bank) supervised by BaFin and the Deutsche Bundesbank.


Investing involves risks.

¹2.50% interest p.a. on unlimited cash balances. With PRIME+ up to 5 x €100,000 statutory deposit guarantee through the distribution across up to 5 banks plus additional deposit guarantee through banks with voluntary deposit guarantee; otherwise distributed across banks with each €100,000 statutory deposit guarantee per bank, or money market funds where European investor protection rules (UCITS) apply. Variable interest and variable distribution depend, among other things, on market rates, capacities, and conditions.

²Variable borrowing rate, charged quarterly. Credit offer by Scalable Capital Bank, Munich. Note the credit-financed investment risks and credit requirements: scalable.capital/credit.

Not all of the above mentioned products are available in all the markets. The scope and availability may vary according to the country. Please refer to our website for more information.


Scalable Capital Bank GmbH
Seitzstraße 8e
80538 Munich

Ratings and reviews

Its is a good app, easy to use and userfriendly, however, the biggest issue is the speed of transactions. If I transfer, say on thursday from a bank account to Baaderbank, it arrives earliest the following Wednesday, nearly 5 banking days while they claim it takes 1-2 banking days. Update: its been 6 days, the money is still not available for trading. Contacted the customer care, they said they will forward to the payments team for resolving.

--- Edit: 2 weeks later and I'm logged out again. This time I enter the credentials and instead of logging in, I get kicked out to login page again. --- Recurring login issues! The session times out once in a while and I just realized that when my default browser was set to Vivaldi , it was impossible to log in because the interface to enter the credentials never showed up! I resolved it by switching over the default app to chrome.

App is fine, nothing fancy, has everything you need. However, I always have issues opening the app. For some reason, I can't seem to be able to login when connected to WiFi, but it goes through when switching to mobile data. This happens almost every time, even after clearing cache. Please fix it! It's really annoying.

What’s new

Every day, we’re improving the Scalable app. This update includes new features, improvements and bug fixes.