EASY BORROW

Wing of Integrity Lending Corp.

About this app

EASY BORROW operates under WING OF INTEGRITY LENDING CORP.
DOING BUSINESS UNDER THE NAMES AND STYLES OF BENE, and EASY BORROW, a duly registered and SEC-licensed financing company in the Philippines (Company Registration No. CS201916097; Certificate of Authority No. 3103). Designed to offer a trustworthy and convenient borrowing experience, the app provides personal loan services that prioritize clarity, security, and ease of use. With a regulated business foundation and a dedicated support team, EASY BORROW ensures a smooth application flow, dependable system performance, and transparent information throughout your loan process.

Our Products
EASY BORROW offers a reliable and user-friendly way to obtain personal loans that can help you manage daily financial requirements with ease. Powered by WING OF INTEGRITY LENDING CORP.
DOING BUSINESS UNDER THE NAMES AND STYLES OF BENE, and EASY BORROW, the app delivers a fast and fully digital borrowing flow, enabling you to receive funds without lengthy procedures. Our approach emphasizes straightforward information, transparent terms, and a simple interface so you can navigate every step with confidence and make sound financial choices.

Step 1: Registration
Create your account with basic information and start your profile setup.

Step 2: Filling the Form
Provide your details, upload required verification materials, and complete identity checks.

Step 3: Application
Submit everything and wait for fast assessment. If approved, funds are released directly to your chosen receiving method.

Transparent Price Structure
Our personal loan offerings are structured with adaptable repayment terms and varying amounts to suit a wide range of financial needs. Whether you're looking for temporary relief or extra help balancing your monthly expenses, the app carefully reviews your information to provide options that fit your financial capability. Every fee and condition is presented in a straightforward manner, allowing you to see how your loan functions at every stage of the process.

Loan term: 90 -120 days
Daily interest rate: 0.3%
Maximum Annual Percentage Rate: 108% (including all applicable fees)

Here's a loan example for you to understand:
Loan amount: ₱8,000
Daily interest: ₱8,000*0.3%=₱24
Loan term: 100 days
Total interest: ₱24*100=₱2,400
Total repayment: ₱8,000+₱2,400=₱10,400

Commitment and Security
At EASY BORROW, we strive to ensure that every borrowing experience is secure and dependable. As the authorized lending app of WING OF INTEGRITY LENDING CORP.
DOING BUSINESS UNDER THE NAMES AND STYLES OF BENE, and EASY BORROW, a legally registered and SEC-licensed financing institution in the Philippines (Company Registration No. CS201916097; Certificate of Authority No. 3103), we operate with a strong foundation of regulatory compliance and professional oversight. We apply rigorous security practices, responsible data-processing standards, and full adherence to Philippine financial regulations to safeguard the confidentiality and integrity of your personal and financial details at all times.

All activities carried out within the App are protected through strong encryption, controlled permission procedures, and continuous system oversight to reduce the risk of unauthorized access or improper use. We utilize modern security technologies to maintain the confidentiality of your information, support stable system performance, and safeguard every transaction, while consistently enhancing our protective measures. Through a combination of regulatory adherence, advanced security frameworks, and a user-centered design, EASY BORROW keeps your data well-protected, allowing you to use our services with confidence and assurance at every stage of your loan journey.

Contact Us
We are here to assist you with any questions or concerns regarding your personal loans or our services. You can reach us directly via email at [e-mail] or by phone at [phone] for support or feedback.

Ratings and reviews

This app is misleading. It will offer you a certain amount via different Bene channels inside it, once you applied nor click for the loan, you wouldn't received the specified amount that you'll borrow. They will make you pay for Finance and Non-Finance as its charge without even touching the whole amount you even loan for. As for the first term that you have to pay, it will make you pay in an instant huge amount, almost 80% of the loan offer won't follow the 120 days of term! Disappointing!

Fees are included on the approved loan amount. You are not getting the full x.xx amount. So, deduction first before release, which kinda off. Normally, x.xx, 100% release, fees added on the repayments. And it makes it even weirder; you have to lay 90% of the loan amount on the first installment after 10 days, that doesn't sound reasonable. 0/10.

This loan app offers higher loan amounts than other apps, and the repayment methods from banks and convenience stores are very convenient. I travel frequently for work and need to travel between different regions, so this app perfectly meets my business needs. I've already borrowed money more than twice and now want to apply for two more loans. The system shows that my loan has been approved, but I'm very worried about the security of my personal information.

What’s new

Compliance Update: Android 16 Adaptation