GCash

Contains ads
3.5
3.38M reviews
Content rating
Everyone
100M+
Downloads
Content rating
Everyone
Learn more
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About this app

SEND MONEY IN REAL-TIME
• Free GCash-to-GCash transactions
• Send to multiple GCash accounts via Send to Many
• Transfer funds to other e-wallets & banks such as Maya, BPI, BDO, Unionbank, Landbank, Metrobank, Chinabank, and more
• Save bank account details for future transfers

BUY LOAD ANYTIME, ANYWHERE
• Available for all networks
• Get GCash-exclusives for Globe & TM
• Prepaid broadband, TV channel packages, and prepaid health insurance available

PAY BILLS & FEES TO 400+ BILLERS
• Settle bills in advance or past due anytime, anywhere
• Set payments reminders and save recurring billers
• GCredit accepted by select billers

PAY EASILY EVERYWHERE YOU GO
• Scan to Pay via GCash QR or QRPh at 70,000+ merchants nationwide, and in select international merchants via Alipay+ QR
• Pay with the GCash Card in 200+ countries and territories
• Pay Online securely and instantly on e-commerce platforms, and get up to P20k coverage in case of scams with Online Shopping Protect
• Link directly to the App Store or Play Store to pay for subscriptions, games, movies, and more

KAYA TODAY WHEN YOU BORROW WITH GCASH
• Up to P50k credit limit and only 0.17% daily interest with GCredit, payable in 30 days billing cycle
• GLoan up to P150k and as low as 1.59% monthly interest, pay in installments up to 24 months
• GGives up to P125k with zero downpayment, pay in installments up to 24 months
• Borrow Load worth P50 to P299 load promos across all networks, payable up to 14 days

Interest Rates and Fees:
Monthly interest ranges from 0-6.99%, with annual percentage rate (APR) of 22.1% to 89.9%
Processing Fees of 0-7.5% of loan amount.

Sample Loan Calculation:
Loan Amount: ₱ 5,000
Loan Term: 3 months
Interest Rate: 2.49%
Monthly Installment: ₱ 1,791.17
Total Loan Cost: ₱5,373.50

Fuse loan products are only available to eligible, fully verified Filipino customers.

Fuse Financing Inc. doing business under the name and style of Fuse (formerly: Fuse Lending Inc.) is regulated by the Securities and Exchange Commission with Company Registration Number: CS201617622 and Certificate of Authority to Operate as a Financing Company: 1317

MANAGE YOUR WEALTH EASILY
• GSave - one savings marketplace
- high interest rates from trusted bank partners
- no minimum deposit or balance
- easy to open, manage, and access anytime
* GStocks - Instant approval, become a part-owner of the top local companies for as low as P500
* GFunds - Managed by experts, easy application, risk profile assessment, and a wide selection of funds for as low as P50
* GCrypto - Instant approval, curated cryptocurrencies for as low as P200

BE EXTRA READY & PROTECTED WITH INSURANCE
• Hospitalization & Accident Insurance staring P59, up to P1.2M coverage for medical expenses and critical illnesses
• Get Travel Insurance in fast as 5 minutes, starting P350. Up to P2.5M coverage
• Scam Protection for express send transaction, for only P30 for 30 days. Up to P15k coverage

CASH IN ONLINE & OFFLINE
• In-app: partner banks or online banking with Instapay
• Over-the-counter: Cebuana Lhuillier, Villarica, Touchpay, and more

PLANT REAL TREES BY COLLECTING GREEN ENERGY
• Earn and collect Energy Points through GCash transactions, then our partners will plant real trees in various Philippine forests

8F W Global Center, 9th Avenue cor., 30th St., Taguig City, Metro Manila Philippines
Updated on
Jun 17, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info, and Messages
This app may collect these data types
Personal info, Financial info, and Messages
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.5
3.33M reviews
Clyde Azcona
June 1, 2026
I'm not getting any Authentication codes and I have been dealing with this error since last night. I just put funds into my account and was about to use/send it to my friend due to an emergency. but ever since its been asking for an authentication code, I have never received any, not once since I've last night. Tried uninstalling and installing the app and yet the same problem pops up and no change at all has happened. This is hard for me especially since I've been using the app for a long time.
7 people found this review helpful
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Jon brown
June 15, 2026
Ikon disappears once a month. Need to go through verification every time. Buggy app never starts up on the first try. one time passcode never arrives. Necessary to reinstall and spend hours of attempts to get it to work again. If you lose money here it is lost forever. nonexistent customer service. this App is really a pos. I'm just waiting for another ubiquitous app to replace it. I just downloaded Maya. this is ridiculous.
3 people found this review helpful
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Secret
February 11, 2026
The app closes all the time saying my phone is not secured and I should disable developer's options, but even if I did just that, it still closes. Also, I HATE HOW YOU CAN'T USE THE APP UNLESS YOU UPDATE IT, AND IT HAS UPDATES ALL THE TIME! WHEN THERE'S NOT EVEN A CHANGE WITH THE MOST COMMON ERRORS/PROBLEMS. Every time I have to use the app to pay on stores, it says I have to update! It's really frustrating. Update: I hate how the authentication codes are VERY late.
3,979 people found this review helpful
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What’s new

Introducing cashless commutes! No need to line up at the MRT or struggle with bills and change. You now have three ways to pay via GCash:
Tap your phone
Scan your QR
Tap your GCash Visa card

Also, looking for extra safe and secure investments? GBonds is here! Access it straight from the GInvest icon today.
Content rating
Everyone
Learn more

App support

Phone number
+63272139999
About the developer
MYNT, INC.
developer.admin@gcash.com
8th Floor W Global Center 9th Avenue corner 30th Street, Bonifacio Global City Taguig 1635 Metro Manila Philippines
+63 2 7213 9999

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