PitaCash - Online Loan App

Finance Technologies Inc.

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About this app

About us

Corporate name: Finance Technologies Inc. Doing Business Under The Name Of PitaCash
PSEC Reg number: CS201902369
Business names: PitaCash
CERTIFICATE OF AUTHORITY NO. 1200
Registered Address: Unit 2105, 21st Floor Tycoon Center Condominium, Pearl Drive, Ortigas Center, Barangay San Antonio, Pasig City
E-mail: [e-mail]

PitaCash is a lending app created to provide online loans to the Filipino people. In PitaCash, no need to worry with your wallet. Say goodbye to financial worries. Our easy-to-use loan app connects Filipinos with safe and reliable lending options, right at their fingertips. PitaCash makes borrowing money quick

Why should I choose PitaCash?

1. Easy to apply for a online loan
2. No advance deduction
3. Fast approval of the loan
4. No collateral is needed
5. Reliable & secure system
6. Fully legit and Complied with SEC

How much can I borrow?

PitaCash can provide Php. 1,000 up to Php. 25,000
For 1st time applicant, PitaCash will provide Php. 1,000 and for the regular client from Php. 1,000 up to Php 25,000

Requirements:

✅ Only (1) one Valid ID

Who is eligible for a cash loan?

✅ Filipinos currently living in the Philippines
✅ Has an income
✅ Employed
✅ Business Owner/Self-Employed
✅ 21 years old up to 70 years old

How can I apply for a loan?

1. Download the PitaCash app and register your mobile number
2. Complete the application form & submit your valid ID
3. Choose your preferred disbursement channel
4. Take a selfie & wait for your approval

How fast can I get my cash loan?
It takes 10 minutes up to 3 hours for your loan approval and a few minutes to receive your cash loan.

Where can I receive my loan?

PitaCash will transfer your cash loan to your preferred disbursement channel such as:
1. Bank Transfer (Real-time Bank Crediting)
2. GCash
3. Maya
Note: The disbursement of the loan is real-time. However, the process of verification is from 9:00 AM to 9:00 PM only. And all applications submitted after the said time will process in the following day.

Where can I pay my loan?

Clients can use their reference number or lifetime ID for the repayment of their loan.
The Client can pay their loans through the following channels:
1. GCash (Dragon Loans)
2. Over the counter through Dragon Loans:
a. 7/11 Dragon Loans (Cliqq Machine)
b. Cebuana Pawnshop
c. Bayad Center
d. Palawan Express/Pawnshop
e. LBC f. M.Lhuillier
3. Online Banking
a. Metrobank Online
b. Landbank Online Payment
c. BDO Retail Internet Banking
d. Chinabank Online
e. PNB Internet Banking
For more information, you may check the detailed process of repayment through PitaCash Mobile Application

Sample Information of Loan*
Details:
Loan Term: the shortest term is 120 days, the longest is 180 days.
Maximum APR: 27%
Example: If the loan amount is 5,000 PHP the loan term is 120 days, and the interest rate is 27%. The interest payment would be 1,350 PHP. The total amount payable will be 5,000 PHP + 1,350 PHP = 6,350 PHP.

*These are approximate terms of loan. The final terms for the loan will be known after the approval of the application.

Privacy

Finance Technologies Inc. Doing Business Under The Name Of PitaCash ("Company), its assigns, employees, and related companies/affiliates/subsidiaries, fully respect your right to privacy. As such, the Company is completely and sincerely committed to preserve and protect your information we collected. We wanted to assure you that the Company is at the forefront of implementing and complying with the "Data Privacy Act of 2012" (Republic Act No. 10173).

Reminders

Kindly check and review the PitaCash terms and conditions, loan agreement including the disclosure statement before proceeding with your loan application. You may check the following important information such as interest rates, charges and other fees to the above documents in order to see the transparency of PitaCash to their customers and also in compliance to the R.A. 3765, Truth in Lending Act.

Ratings and reviews

"The app is very straightforward to use and exceeded my expectations. It's smooth, reliable and makes the whole process easier than I anticipated. " I need to edit my review after paying my loan successfully and no overdue payments or pending payments. I am not satisfied as they told me to pay a day before my due date and can reloan but it was a lie. Sad, and I was not able to reloan. Unsatisfied customer!

The thing that I love about this app is that compared to other loan apps, it has lower interest rates and can be useful in timws of emergency. As long as you pay on time, credit limit increases. Also, I love that it's 15 days or more before to pay. What i want is for the interest rates to even go lower because that'd be perfect! Thanks PITACASH.

SCAMMERS!!! I initially wanted to borrow ₱25,000, but they only approved ₱1,000. I still accepted it and repaid the loan after a few days, hoping the amount would increase the next time. Unfortunately, when I applied again, they still offered only ₱1,000. No thanks. I wouldn't recommend this app, it's a waste of time with high interest rates and very short repayment terms!

What’s new

We only fixed some bugs