Credit Genie: Get Cash Advance

4.5
18.1K reviews
500K+
Downloads
Content rating
Everyone
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About this app

Improve your financial health with breakthrough financial tools and services from Credit Genie, and find better ways to budget your spending.

GET A CASH BOOST UP TO $100†: We all can use a little boost from time to time. With Credit Genie, get a cash advance up to $100 with no interest, and no credit check & no mandatory repayment timeframe. Just repay us back when you can afford it.

OVERDRAFT ALERTS: Get alerts when your account is at risk of being over-drafted, so you can avoid expensive spending like overdraft fees.

TRACK YOUR SPENDING: Use the Credit Genie app to understand how you spend your money, so you can take control of your budget and finances.

Manage Your Budget and Expense: Manage your spending, bills, and expenses; we've partnered with the nation's largest and most trusted providers to help manage your bills and expenses.

Get Real Support from Real People
Have a question about your advance? Have trouble using the app? We are here and we care! Email us at support@creditgenie.zendesk.com to speak with our customer care team. We are open Monday through Friday between 9:00 AM and 5:00 PM EST.

†Credit Genie Cash Advance is not payday loans, personal loans, or a loan of any kind.
- There is no mandatory minimum or maximum payback period for your Cash Advance.
- Customers typically choose to repay their cash boost between 3 days and 90 days. As there are no mandatory repayment time frames or interest rates, customers can set a repayment date that works for them by contacting us at support@creditgenie.com
- It is not mandatory to pay back the full amount of your Cash Boost in less than 60 days. Customers can take as much time as they require to pay back the Cash Boost and can even pay it back in multiple smaller amounts.
- Zero APR, no APR, no interest rate, zero interest.
- Example Scenario: If you instantly transfer a $100 Cash Boost to your connected bank account for an optional $5.99 express delivery fee and add an optional $2 tip, then your total will be $107.99.

https://creditgenie.com/privacy-policy
https://creditgenie.com/terms-and-conditions
Updated on
Jun 4, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
17.7K reviews
Robyn T.
April 20, 2024
Find another cash advance app guys. You pay a $4.99 monthly fee off top and the most they approved me for was $10 lousy bucks. Then there's the borrowing fee. In addition, it does not get credited to your account immediately like basically every other app can do. Mine didn't post until 6 hours later. On top of all this, you have no option to repay early. There are so many better options out there.
273 people found this review helpful
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Aaron Tuxbury
May 1, 2024
I successfully paid two advances with no issue. Despite continuing to charge me the subscription fee, Credit Genie refused to extend me any additional advances with no explanation. Initially, they were denied outright. Now they are saying there is an error when I apply for an advance and to try again, again without any explanation for what is occurring. They have no issues charging my account so it is not an issue on my end. No need for me to keep paying for nothing. This app is a total scam.
94 people found this review helpful
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Kairiaka C
February 2, 2024
CURRENTLY TESTING-- Kinda sketchy, use as a last resort. Their "Instant" deposit takes almost a day to deliver, and you can't repay an advance before the due date. However, they ARE quick to take their $4.99 for the subscription, and there is no way of canceling (unless you disconnect your bank, which can't be used again for 30 days). Even if you do disconnect your bank-- it looks like they keep your information so they can keep withdrawing money out.
468 people found this review helpful
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What's new

* Bug fixes