Lumbini Smart

F1soft

About this app

This is Omni Channel Based Mobile Banking Application for Customers of Lumbini Bikas Bank Ltd. Application allows their Customers to
-Check Balances
-Request Mini-Statement
-Transfer Funds to different accounts.
-Buy Airtime topups
-Make Payments and many more services.

Please follow the steps below to use the application.

1. Open the app (Lumbini Bikas Bank Ltd Mobile Banking) in iphone home screen.

2. Choose the required services from the menu in the app.

3. Fill the required credentials in the provided form and click Send Button. SMS will be send to shortcode 34142.

5. You will receive the appropriate SMS as a response for your request.

Procedures to use the services.

1. Balance Enquiry
Description : Make request for the current available balance in bank account.
Fields :
a. PIN : PIN provided by the bank when registered for mobile banking services.
b. A/C Alias : This is optional field. When account number or account alias is entered provided by bank, customer can get the current available balance for the respective entered account. If left empty, customers get current available balance for default account.

3. Fund Transfer Using Account
Description : Transfer fund from one account to another.
Fields :
a. PIN : PIN provided by the bank when registered for mobile banking services.
b. Amount : Amount the customer want to transfer.
c. From A/C : This is optional field. When empty, amount is transfered from customer's default account. When entered specific account no. or account alias, amount is transfered from that account no or account alias.
d. To A/C : Receiver's account no or account alias, to which the amount is transfered.

5. NT Landline Bill Payment
Description : Pay Landline bill of Nepal Telecom.
Fields:
a. PIN : PIN provided by the bank when registered for mobile banking services.
b. Amount : Amount to pay
c. Phone No. : Landline number for which to pay bill.

Ratings and reviews

Best app till date but flight ticket is not downloadable from the app itself. Ticket must be downloaded from email after sending it. please resolve the problem

There are several disadvantage of being a customer of lbbl bank:- 1. You are not authorized to access internet banking if you stay outside of the host country (Nepal) 2. You are not authorized to use mobile banking if you are outside of the host country(Nepal) 3. I have tried alot to transfer amount to another bank using mobile banking but it fails all the times saying error message though there is option to transfer money to another bank. 4. Your per transaction limit is only Rs. 5000/_, etc.

I had a very disappointing experience using the Lumbini Bikas Bank mobile banking app. Even after entering the correct OTP, it kept showing “Invalid OTP” and didn’t let me proceed. It continuously displayed error code 406. I tried reinstalling the app, but the issue remained the same. For regular users, facing such issues is frustrating. Customer support also failed to provide a working solution. As someone from an IT background, I strongly suggesti improving your OTP verification.