Zenus Bank: U.S. bank accounts

Zenus Bank International, Inc

About this app

Receive a metal Visa Infinite Debit Card with your account and access your money in local currencies around the world.

Hold funds securely, make and receive instant payments with ease and enjoy free international transfers with Zen Transfers to any other Zenus client.

Our app and online banking services give you the control and freedom to manage your money from anywhere in the world.

Access your accounts, manage payments, check your statements and much more. 24 hours a day.

We keep your personal and financial details secure with high-level encryption, and the latest bio-metric recognition technology.

Why open a Zenus account?

· Fully regulated U.S. digital bank

· Fully digital application process without having the visit a branch

· Do not need to be a U.S. citizen or resident

· No minimum balance requirements

· Visa Infinite Debit Card benefits

· Metal Visa Infinite Debit Card upon request

· Access local currencies at ATMs in over 200 countries

· Unlimited free instant Zen Transfers

· Flat fee, unlimited ACH Payments

· Flat fee, unlimited Wire/SWIFT transfers

· Institutional FX rates

· Safe and secure

Apply now.

*Excludes countries sanctioned by the U.S. Department of the Treasury, OFAC and others selected by Zenus


Zenus Bank is licensed and regulated by the Office of the Commissioner of Financial Institutions (OCIF) in Puerto Rico, USA as an International Financial Entity (license #IFE-061).

Zenus™ is a trademark of Zenus Bank International Inc.

Visa is a registered trademark of Visa International Service Association.

Ratings and reviews

The bank is good but it needs to fix certain things, the app is very basic for a bank, the card does not notify you when you have an expense, you cannot cancel a transaction, they charge 15 USD fees to transfer within the United States, and 25 dollars International, it is a good option This bank but it has a lot of room for improvement, the app is out of service almost all the time, I like it, but if they don't improve we should migrate.

One of the most frustrating process, i heard they used to have good banking services but right now they don't have proper way to empanel new customers. They don't have pre-requisite for opening a business account, they will keep asking you for documents. Zenus must have a required documents list for opening an account on their website which should match the documents they request.

I've tried to apply multiple times over the course of a year. All of them were met with technical errors that ultimately led to my application being declined without further explanation, all times taking at least a month to be resolved. Customer service experience is terrible, they don't seem to even read what they're being asked. The app feels poorly put together. Overall experience is mediocre. I can't even imagine how poorly are current users served with the trash customer service.

What’s new

Thank you for using Zenus Bank! To make your experience simpler and faster, we’ve made performance improvements to the app. Keep it updated so you’ve always got the latest and greatest.