3.7
9.55K reviews
1M+
Downloads
Content rating
Everyone
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About this app

* Mobile Banking allows you to:

• Check the rest of the money and get a statement of account in any of "Optima Bank"
• Pay for goods and services
• Fill up the balance of the mobile phone
• Pay utility bills
• Commit money transfers
Optima24 -Your private banking online - Department of JSC "Optima Bank"
Updated on
Nov 17, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

3.7
9.5K reviews
Dr. B
October 29, 2025
Edit: I gave a review and request full English support and they did all application in English! 👍🏻 This is amazing guys ! Thank you 👌🏻
1 person found this review helpful
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Porter
March 8, 2025
The app is nice but the bank is atrocious. We've lost 1000s of dollars in fradulent transactions and were told to contact the shops where the transactions happened for refunds instead of the bank bothering to contact the shops for refunds themselves. For some of the transactions such as Facebook it is sometimes impossible to directly contact support and as such it may be crucial for the bank to take action. We are devastated and don't know what to do.
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Optima Bank OAO
April 18, 2025
Hello Porter, We kindly ask you to provide more detailed information about your issue by emailing us at nash_dirizher@optimabank.kg and including your Client ID. We look forward to continuing our cooperation and improving your user experience.
Ivan SkinneR
July 10, 2022
Can't say anything good things about this bank and app. The functionality of visa2visa transfers has stopped working. The support played football with me for two weeks without solving the problem. They blamed the recipient's bank for everything, although nothing reached him. As it turned out, the problem is massive, the recipient banks are different, and the support brazenly lies to its customers. Delete, close the account and never contact again.
5 people found this review helpful
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What’s new

Акция "20 миллионеров"!
Каждую неделю разыгрываем 1 000 000 сом!

Пользуйтесь приложением — Оплачивайте по QR, оплачивайте коммунальные услуги, проезд в автобусах, пользуйтесь Pay, Da!, оформляйте онлайн кредит, открывайте Optima gold для ребенка — и ловите свой шанс стать миллионером!

А для детей — отдельный сюрприз!
Разыгрываем 20 iPhone 17 Air!