Switch by Sterling

2.9
401 reviews
50K+
Downloads
Content rating
Everyone
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About this app

Switch by Sterling is a free, easy to use financial service application for sending money across borders.

Switch gives you access to multi-currency savings accounts, investment plans, lending and insurance products at the best rates, with no extra costs.

Download the Switch by Sterling app and begin your journey to a financially healthy lifestyle and future.

With Switch by Sterling, you can:

** Send money seamlessly

Send money across borders at no extra charge. Send to Switch users for free and to other Nigerian bank accounts for 25 Naira or less.

** Pay your bills with ease

Buy airtime, and pay for your cable and internet services locally and internationally.

** Plan for the future

Get access to amazing insurance packages. For as low as 3,500 monthly, you get insured for up to 1.2 million yearly.

** Request money

Request and receive money with just one link.

** Keep your money safe

Switch by Sterling Bank Plc is approved by the Central Bank of Nigeria. All your funds are held in the bank and insured by the Nigeria Deposits Insurance Corporation (NDIC).

** Increase your wealth through investments

With Switch, you can invest in various sectors, stock exchange, bonds, real estate, etc. We offer profitable returns on investments.
Updated on
Aug 29, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Photos and videos and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

2.8
391 reviews
サミュエル
October 29, 2025
Absolutely horrendous App/minimal data protection, I tried to link an account to it since this was suggested by sterling customer service advisor, who BTW are absolutely terrible at their jobs, but I was unable to link any type of account cos their was no option to, messaged customer service and they told me to do exactly what I said I was unable to do like c'mon, I refuse to provide any information online as it seems their data protection is non existence. Sterling bank sucks cheeks.
1 person found this review helpful
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Akolawole Akinsola
February 23, 2024
It's comforting to know this app belongs to an actual bank. You can walk into the bank and make withdrawal, you can make Forex transactions with your debit card too. Beware that if you change devices, *you'll have to go through a long process to sign-in on switch app*. You probably want that level of security for a forex account, however tedious this seems. I haven't signed in ever since I changed devices. That isn't a problem for me though, I can still use my card and get email notifications
25 people found this review helpful
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Sterling Bank Plc
April 19, 2023
Hi, we are sorry that you're having issues with the app. Can you write to us at switchresolution@sterling.ng. Kindly include a description of the issue you are facing, your Android version, and your app version. We will investigate immediately & solve the issue.
Damilare Sulaimon
November 26, 2025
Lol. You asked us to link account but didn't provide an option to enter or select account number to proceed. Why is nothing actually working in Nigeria?
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What’s new

Bug fixes