Bank Millennium

Bank Millennium SA

About this app

Bank Millennium mobile app easily adapts to individual needs. It is convenient, easy to use and offers a far wider freedom when it comes to managing finances your way. The mobile app is available in Polish and English.

Accounts:
- Balance account, history and details
- Transfers between own accounts, domestic, instant, to phone number
- ZUS and tax transfer
- Phone top-ups
- Defining and editing beneficiaries
- Applying for overdraft and overdraft increase
- Account number sharing
- Downloading and sending PDF files with transaction confirmation
- Repeating transfers
- Return transfer
- Upcoming payments list
- My finances summary

Cards (debit, credit, prepaid):
- Cards history
- Repaying credit cards
- Transfers from credit cards
- Topping up prepaid cards
- Increasing credit card limit (available as a special offer)
- Activation/blocking cards
- Defining/changing PIN code
- Changing transaction limits
- Blocking cards outside EU
- Convenient instalments on a credit card

Deposits:
- Viewing deposit details
- Opening a deposit
- Deposit redemption

Loans:
- Details, repayment plan and credit history
- Taking new loans (available as a special offer)

Insurance:
- Motor insurance
- Travel insurance

BLIK mobile payments:
- BLIK contactless payments
- BLIK transfer to mobile
- Payments in traditional and online shops
- Withdrawals from ATMs
- Issuing checks

Other:
- Fingerprint login
- Tickets and parking fares
- Cinema tickets
- Automatic payments for motorways
- Widgets before logging in with account and card balance, BLIK codes
- Bank branches and ATMs map
- Exchange rates
- App desktop customization
- Finance Manager
- Push notifications

Access to the mobile app is protected with an individual PIN code or fingerprint login, and operations have to be additionally confirmed with a password.

More about Bank Millennium mobile app at https://www.bankmillennium.pl/en/electronic-banking/mobile-banking/mobile-application-individuals-business.

More about Bank Millennium products at https://www.bankmillennium.pl/en/.

Ratings and reviews

Switching to a new phone is extremely inconvenient. My old phone broke and suddenly I can't do anything. The app on the new phone does not let me register (the process just doesn't work). With SMS password confirmation it would be much easier. But I can't switch to it, since the operation requires a confirmation in the app on my old phone! Very frustrating!

I've been using this app for few weeks, very practical and innovative, so far so cool :) Yet, there is always a challenge I.e. breaking through many docs and terms that are strictly in Polish, and going to bank's website to reach some products that I couldn't find in the app (e.g. 1 year term deposit) Update on 20 Oct 2025, the app gets better each year, after 3 y I'm very satisfied, yet it is a bit slow surfing from 1 page to another, wish it could be faster.

I don't know what's happened and what updates were pushed through, but it's 2 days I cannot pay through the application and I cannot open it. Despite restarting my phone, installing and uninstalling the app, it just doesn't open/work/no call for authentication goes through. Disaster. By the way, that's not the 1st time problem, I had it before at least 2 times. It's randomly stops working.

What’s new

What's new in version 4.108
• Secure BLIK - we refreshed the screen where you confirm BLIK payments. Now, you'll see the store address where you're making a payment or the ATM address where you're withdrawing cash using a BLIK. You get clear and secure way to authorize your transactions.
• Applications and documents in one place - we added a section in the Profile menu where you’ll find your applications and requests, as well as documents and agreements, in separate tabs.