Banco PicPay: Cartão, Pix e +

PicPay

About this app

PicPay. It's a bank for every hour.

Whether it's for making Pix payments, using a credit card, investing, saving money in a piggy bank, or requesting a loan, PicPay brings together everything you need to manage your finances in one app.

💚 Digital Account: Complete, Free, and Earning Interest

Open your free digital account and have a simple experience managing your money. Make Pix payments, receive transfers, pay bills, organize your finances, and track everything in one place.

Your balance can automatically earn up to 102% of the CDI rate, outperforming savings accounts, while you maintain access to your money whenever you need it.

With PicPay you can:

• Make Pix payments anytime;

• Pay bills;

• Receive transfers;

• Manage accounts from different banks;

• Pay in installments up to 36x on your card.

💳 PicPay Credit Card: Benefits for every profile

Choose the ideal card for your routine and enjoy cashback, exclusive benefits, and Mastercard advantages.

🥇 PicPay Card Gold
Credit card with no annual fee, installments up to 36x, Mastercard Surpreenda benefits, and cashback at PicPay Shop.

🥈 PicPay Card Platinum
0.5% cashback on all credit purchases, global emergency assistance, and exclusive insurance.

🖤 PicPay Card Black
1.2% cashback, access to VIP lounges, travel insurance, concierge service, and Mastercard Black benefits.

💎 PicPay Card Epic
Live the Epic experience with up to 4% cashback, access to VIP lounges, exclusive benefits with selected partners, and premium advantages for those seeking a differentiated financial experience.

Earn cashback on online and in-store purchases, take advantage of exclusive offers, and have a credit card designed for different moments in your life.

⚡️ Instant Pix: Simple, Fast, and Hassle-Free

Make Pix payments in seconds, receive money instantly, and make payments conveniently.

With PicPay's Pix, you can also split payments into up to 36 installments on your credit card. The recipient receives the money instantly, and you can schedule the payment on your bill.

In addition to Pix, enjoy cashback, exclusive promotions, and benefits available directly in the app.

💰 PicPay Loan: Credit for Your Plans

Apply for a loan simply, with digital contracting and direct monitoring through the app.

• Personal Loan with offers available for you;

• FGTS (Brazilian severance fund) advance with money in your account in minutes;

• Simulation and contracting without bureaucracy.

📈 Investments and Piggy Bank to Grow Your Money

Organize your financial goals with the PicPay Piggy Bank and find investment options.

Invest conveniently and track your assets in one place. Access products that help you build a financial reserve and save money for future goals.

💡 More Financial Solutions

In addition to the digital account, Pix, credit card, loan, and investments, you'll also find:

• Account that yields up to 102% of the CDI;

• Piggy bank to organize financial goals;

• Cashback on purchases;

• Installment payments for bills up to 36x;

• Service recharges;

• PicPay Shop with exclusive offers;

• Account for minors focused on financial education.

🔒 Security for your Account and your Money

Count on Secure Mode and extra layers of protection to make Pix payments, transfers, and purchases with more peace of mind.

PicPay transforms the way you handle money: digital account, Pix, credit card, cashback, investments, piggy bank, and loan all in one app.

Need help? Visit our website https://picpay.com/

PicPay Instituição de Pagamento S.A., registered with CNPJ/ME under number 22.896.431/0001-10, located at Avenida Manuel Bandeira, 291, Condomínio Atlas Office Park, Bloco A, 1st floor - offices 22 and 23, 2nd and 3rd floors, and Bloco B, 3rd floor - offices 43 and 44, Vila Leopoldina, Municipality of São Paulo, State of São Paulo, CEP 05317-020.

Ratings and reviews

Please I need the app translated to English because I can't read nor understand the app language therefore I couldn't make use of the app If I can get the app translated to English or any English version of the app then I would be able to make use of the app and also recommend the app to interested users I plead that my request be granted because it will favor me and also other users who doesn't also understand the language on the app and prefers the app in English Thank you in anticipation.

Just don't lose your time. Worst payment app ever. Promos are not worth it, has a lot of bugs and the SAC is awful. Plus, all your transactions are published as public by default, so anyone with your username can track your activities. I had a major problem with uploading files, so tried SAC up to 4 times and every time they sent the same automatic message. In the last time, the staff made me wait an entire day and didn't solve my issue. This app is bad in so many levels.

I was charged almost R1000 from transactions I didn't do. When I claimed the answer was that the company which robbed me needs to answer I haven't done the transactions. There were 7 transactions in less than 2 min and the safety and or security never detected something unusual. But your money is deducted immediately if you buy something and kept by them in a place you don't have access to assure you pay. Is not a credit card as if you don't have the money in your account, you can't use it.