Hey, we do not operate in Iraq, so it is not possible to sign up for an N26 account from there. You need to be a resident of one of the locations mentioned in the following article to sign up: https://support.n26.com/en-eu/account-and-personal-details/opening-an-account/can-i-open-an-n26-account-in-my-country Best, Lucy, N26 Support