FireCalc: FIRE Retirement

ClearStack Apps

Sadržava oglaseKupovina unutar aplikacije

O aplikaciji

FireCalc helps you project your path to financial independence and early retirement. Model your portfolio, test it against thousands of market outcomes, and see how long your money lasts - all offline, with your data staying on your device.

WHAT IT DOES
- Simple 4% rule projection - your FIRE number and a year-by-year forecast in today's money
- Monte Carlo simulation - 1,000 trials estimate how often your plan succeeds, with median and 10th/90th percentile outcomes
- Sequence-of-returns visualizer - see how retiring just before a downturn (1929, 1973, 2000, 2008) would affect the same plan
- Withdrawal strategies - Fixed-Real (safe withdrawal rate), Guyton-Klinger guardrails, and Variable Percentage Withdrawal (VPW)
- Coast FIRE and Barista FIRE modes
- Regional retirement accounts - UK SIPP/ISA, US 401(k)/IRA, Australian Super and more, with tax-treatment notes
- Income and expense streams - pensions, rental income, mortgages, care costs
- Compare two scenarios side-by-side
- CSV export of your full year-by-year projection
- State-pension assumptions for the UK, US, Australia, Canada, Germany, Ireland and New Zealand

WHO IT'S FOR
- People planning early retirement or financial independence
- Anyone weighing "what if I retire at X?" trade-offs
- UK, EU, US, AU and Canadian savers who want regional account support
- DIY investors who want transparent math (every method is documented in-app)

FireCalc is a calculator, not financial advice. Projections are hypothetical and depend on the assumptions you enter. Past performance is not a reliable indicator of future results. Always confirm with a qualified, regulated financial adviser before making decisions.

Contact: [e-mail]
Privacy: https://clearstackapps.com/privacy

Što je novo

First release of FireCalc.

- Project your path to financial independence with a clean, offline calculator
- 4% rule projection plus 1,000-trial Monte Carlo simulation
- Sequence-of-returns visualizer against historical downturns
- Guyton-Klinger, VPW and Fixed-Real withdrawal strategies
- Coast FIRE and Barista FIRE modes
- UK SIPP/ISA, US 401(k)/IRA, AU Super and more
- Compare scenarios and export to CSV

Thanks for trying FireCalc. Feedback: [e-mail]