Cenoa: Dollar account for you

Cenoa Pte Ltd

About this app

Cenoa is a global dollar account for everyone! Protect your money from inflation with Cenoa.
Open your account in 1 minute, from anywhere in the world.
Buy dollars*, Send dollars and Earn 5% yield.

—--- OPEN YOUR GLOBAL DOLLAR ACCOUNT IN 1 MINUTE
- Deposit money easily from your local bank*
- Withdraw back to your bank*, anytime
- Deposit and withdraw USDC stablecoin

—-- BUY DOLLARS* WITH LOCAL CURRENCY, WITH $0 FEES
- No spread, commission or mark-up for exchange
- See transparent rates before you make your transactions
- One real exchange rate. It’s the same when you buy & sell digital dollars

—-- SEND DOLLARS WITH $0 FEES
- Send dollars to anyone, anywhere in the world
- Send instantly, in just seconds
- Send easily with just their phone number

—-- EARN FAIR YIELDS
- Earn yield from your dollars, always higher than the banks

—-- ZERO TRANSACTION FEES
- Opening an account, depositing, withdrawing, sending, converting*, and growing your money are all free on Cenoa
- No commissions, no markups, and no penalties.

—-- EARN YIELD HOURLY & WITHDRAW ANYTIME
- Withdraw anytime together with your earned yield, paid out hourly
- No lock-in periods or early withdrawal penalties. Manage your money on your own terms

—-- KEEP YOUR MONEY SAFE
- Integrated with Transak - a UK Financial Conduct Authority licensed fintech that connects Cenoa with the local banking systems
- Smart contract audited by industry leader Certik
- Built by world's leading experts in cybersecurity
- Non-custodial wallet to give you full control of your funds
- Enables access to USDC (US Dollar Coins) issued by Circle as digital dollars. Circle is a fintech regulated company like PayPal, Stripe, & Apple Pay. Annually audited & SEC-reviewed.
- Cenoa is built on Avalanche - one of the most secure and reliable blockchain platforms.
- Cenoa enables access to digital dollars and yields through leading and battle-tested Decentralized Finance (DeFi) protocols such as Aave and TraderJoe.

—-- COMING SOON
- US Dollar based debit card
- US Dollar based QR payments

*Local bank account deposit/withdrawal and buying/selling dollars are currently only available in 28 countries in Europe, including UK and Turkey.

Download Cenoa now and start earning yield in 5 minutes.
*Explore more at www.cenoa.com

See our Terms & Conditions at Cenoa.com for details.
Cenoa is a financial technology company built on blockchain technology. Cenoa is not a bank or a licensed financial institution – it’s a modern, user-friendly and financially savvy way to manage your digital assets.


PRIVACY
View our privacy policy at www.cenoa.com/privacy-policy
Use of this app, Cenoa services or related third party services are subject to disclaimers and their terms. When you use Cenoa services, or services, smart contracts, platforms or yield aggregation which can be reached through Cenoa, it is entirely at your own risk; and these can be provided by third parties subject to their own terms. You are required to do your own research and consult with your advisors before using or engaging with Cenoa or other third party providers.

Ratings and reviews

I like that it's working but it has hidden fees. If you receive anything below $1 it will not reflect in your account and won't accumulate if you receive recurring balance below $1, they'd just wipe it out. Very similar to what some Nigerian Local Banks do with their customers finance. I'm still evaluating the app though, which means this review will change if there are no hidden fees.

Makes a lot of sense. The transfers from other exchanges makes sense. You might need to maybe add one or 2 more Blockchain. But overall, this is a good initiative that allows me to save in dollars.

It's a great app and company. I suggested them to do some improvements in the future to make it even better. The team is also a professional one.