DBS IDEAL Mobile

DBS Bank Ltd

About this app

Accelerate your business, stay on top of your finances and get ahead of the competition with DBS IDEAL. Our smart corporate banking solution allows you to effortlessly manage your business dealings and conveniently access banking services and products. Whether your company is incorporated in Hong Kong and you are the shareholder or director with Hong Kong Permanent Identity Card or the People’s Republic of China Resident Identity Card, DBS IDEAL can serve all your banking needs.

Open your business account in as fast as 1 working day* with Hong Kong Permanent Identity card!

[ONBOARD YOUR BUSINESS ACCOUNT FOR YOUR HONG KONG INCORPORATED ENTITIES DIGITALLY *]

Create your account swiftly with Electronic ID Verification, get ahead of your competitors:


- Open your business account in as fast as 1 working day* (As fast as 1 working day* for shareholders and directors with Hong Kong ID. As fast as 5 working days* for shareholders and directors with Mainland China ID)
- Complete your application in 15 minutes only**
- Submissions can be made fully online and 24/7 (including document submissions)
- Scan your ID card with your phone and verify automatically in 5-10 mins***
- Applicable for Hong Kong incorporated entities, where the shareholders and directors can either hold a Hong Kong ID* or Mainland China ID*

Maximize your business potential with DBS IDEAL:

[MAKE CONVENIENT TRANSACTIONS WORLDWIDE]
Access a full suite of banking services including deposits, remittances, FX and more:
- Transfer in 39 currencies at any time- Pay and collect in real-time with FPS locally

[TRACK PAYMENTS IN REAL-TIME]
Manage all your business transactions in one app:
- Oversee cross-border payments from end-to-end
- Real-time transaction records available powered by Swift GPI

[KNOW YOUR BUSINESS AT A GLANCE]
Personalise your business dashboard to enable faster insights:
- Arrange in-app widgets to prioritise important information
- Oversee deposits, payments and loan statuses
- Set up Customized alerts

[ACCELERATE YOUR BUSINESS WITH OUR SEAMLESS BANKING SOLUTIONS]

A comprehensive business banking experience awaits on DBS IDEAL:
- Cross-device banking services allow you to manage your finances on mobile or desktop
- Conveniently pay your suppliers and collect from your customers with all-rounded banking services
- Conduct local payments, overseas transactions, and FX transfers anytime, anywhere!

Download DBS IDEAL now to experience on-the-go smart corporate banking!

* Account opening can be completed in as fast as 1 working day for Hong Kong-incorporated entities with all shareholder/director/sole proprietor/partner holding a Hong Kong Permanent Identity Card. For Hong Kong-incorporated entities with at least 1 shareholder/ director/ sole proprietor/ partner holding the People’s Republic of China Resident Identity Card, account opening can be completed in as fast as 5 working days. Subject to eligibility and conditions.
** Based on actual online account opening application form filling case.
***Subject to the mobile device and network connectivity.

Ratings and reviews

While it worked quite reliably for some time, the latest update broke it and I'm locked out of my account. Apparently GrapheneOS is no longer supported and despite it being more secure, it falsely claims there's a suspicious app installed (but can't say which one). Disabling making a screenshot, forcing a different keyboard and disabling pasting a password from a password manager are all annoyances that mostly only lead to less secure practices (choosing a short and simple password). So 1 * only

alot of issues recently when app keeps freezing or crashing or outright denying access claiming that my access is blocked because I have enabled developer options (I have not). when clicking to access supposed settings to switch them off, it says something like i have not enabled developer settings (contrary to what the Ideal app claims). After force-shutting n reopening about 5 times, it finally decided to work. This is a business banking app. Such levels of unreliability is not acceptable!

recent upgrade make the app. almost impossible to use. keep prompting me to off the phone developer options but it was not turn on at all. Have to turn it on then turn it off to be able to use it. But when logged out then you have to repeat the process again to be able to use the app.