Aqua credit card

4.2
60.5K reviews
1M+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Manage your account anywhere, anytime, with our secure mobile app. Free to download now, we have lots of features to enable you to manage your account easily:

• View your latest balance and available credit limit
• View your latest transactions, including transactions that are still pending
• Make a payment on your account
• Set up or manage your Direct Debit
• Manage your statement preferences
• Update your contact details
• Get in contact with us and view our FAQs

Registered for Online Account Manager already?

If you’re registered for Online Account Manager already then you’ll be able to use these details to login. No need to re-register!

Not Registered for Online Account Manger?

If you’re not registered for Online Account Manager then no problem! Download the app and click ‘Register for Online Account Manager’. You’ll need the following details to hand:

• Last name
• Date of birth
• Postcode
• Your card details OR your account number

Personal loans: You may get an invitation within the app to apply for a personal loan over 1 to 5 years with APRs ranging from 25.9% to 43.9%.
Representative example: 33.9% APR representative, based on a loan of £5000 repayable over four years at a 29.58% pa (fixed) interest rate. Monthly repayment: £178.81. Total amount payable: £8582.91.
Updated on
Aug 6, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and App info and performance
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
58.6K reviews
Mr BA Cunningham
August 6, 2025
I think the latest updates to the app are fantastic. It's the best credit card app that I have. The Aqua Coach is brilliant. I've gone from level 1 to level 4 in the space of around 6 months & had my interest rate fall & 2 credit limit increases that have more than quadrupled my credit limit & my credit score increase by over 500 points. Thanks, Aqua, for helping me build better credit. 👍
Did you find this helpful?
Stuart Whitchurch
August 2, 2025
Can't even sign up. Switch apps to check emails for codes and add entries to password managers and the form reloads. Totally useless, can't even sign up or activate the card. Still no better 4 years later. Utter garbage. Really difficult to use decent security practices when the app is fighting against you all the time. You're not making it more secure, you're making people be less security conscious. I hate this app.
2 people found this review helpful
Did you find this helpful?
NewDay Ltd
June 15, 2022
Hi Stuart, thanks for reaching out and I'm sorry to hear about the issues you're having registering for an online account. If you've not been in touch, please call our Online Team on 0333 220 2691. The team will be able to access your account in full and will be happy to assist you further - Nicole
Anita Ashbridge
July 15, 2025
Making a payment through the app is annoying because it doesn't give the option to pay by debit card straight away. You have to go through the process of making a direct payment from your bank, and when it shows the various banks for you to choose from you have to cancel, then select 'pay by card', and go through the payment process again. It would be much easier if the option to pay by card was given at the start of the payment process.
2 people found this review helpful
Did you find this helpful?
NewDay Ltd
July 21, 2025
Thank you for taking the time to leave this review Anita and apologise for any inconvenience. We'll be sure to pass your feedback onto the team regarding making debit card payments - Steve

What’s new

Bug fixes and optimisations.