Happy State Bank Mobile

Happy Customer Support

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About this app

The Happy State Bank, a division of Centennial Bank mobile app provides you the convenience to bank when you want and where you want through secure account access within your mobile device.


With Happy State mobile app you can:
-Open a new account right from your app*
-Check balances
-Deposit checks**
-Transfer funds between eligible accounts
-Pay bills-2 including other people
-View check images
-Locate a nearby branch or ATM
-View recent transactions
- Access TCalc™ Financial Calculators ***


Get started today by visiting www.happybank.com for instructions on enrolling your device.
*Restrictions and limitations apply to opening deposits and funding methods. Online account opening applies to deposit accounts. Subject to credit approval. Must be 18 years of age. Must be a legal resident of the United States. Must have working device that meets required specifications. Not all products are available for all locations. Not all products are available through online account opening. See happybank.com for details)


**Some restrictions may apply, see bank for details.


***The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results


****Transfers require enrollment and must be made for Happy State Bank, a division of Centennial Bank consumer checking or savings account to a domestic bank account or debit card. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.


Message and data rates may apply from your wireless carrier.


Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.


Member FDIC

Ratings and reviews

App was never anything special but at least it used to do what it was supposed to. Now it never seems to want to work and when it does it's constantly resetting your login info so you have to answer your security questions every time. Also if you set up a pass code, that only seems to work for a few sessions before it resets your login again. I just want to log in fast and check my balances but I guess that's too much to ask for.

Pretty frustrating. Biometric authentication keeps turning itself off, they'll ask to enroll your phone number again, right after they texted you to verify your identity. Have to reinstall each month or so. Once you get in, it's not bad. EDIT: seems to have been fixed in the last couple months, working much better now! Update to 4stars.

Ever since Centenial took over it got worse, I had to reinstall the app and call them to get the app to work so I could sign in and now I can't even use it on the go since every time I try to access it over data it tells me "The data network was busy or unavailable please try again later." Well guess what, it's been weeks and it still only works on wifi at home. I can use my computer at home. I'd rather not be forced to. Edit: This is now the 4th time I've had to reinstall this app.

What's new

Upgrading to a newer version and bug fixes.