Klarna | Shop now. Pay later.

Klarna Bank AB (publ)

About this app

SHOP NOW. PAY LATER.
When you shop in the Klarna app, you can split the cost of your purchase from any online store into 4 smaller, interest-free payments. And it works just as easily in-store, with Google Pay. So you can get what you love today and pay later.

NEW DEALS EVERY DAY.
Shop and save money with exclusive deals and discounts from all over the world, right in the Klarna app. Find a deal you like, claim it with a simple tap. And check back in tomorrow – we add new shopping offers all the time.

TRACK ALL YOUR DELIVERIES.
Get live updates with delivery times, pickup codes, and even photos of a pickup point to help guide the way. So go ahead and follow that truck, from purchase to pick up in the Klarna app.

GET PRICE DROP ALERTS.
Save items in Collections and never pay full price again. Each time you save an item, an automatic price drop alert is set. That way, when the price drops you will know. You can also share your Collections with family and friends.

PERSONALIZED INSPIRATION.
In Klarna’s Inspiration feed, you’ll find carefully curated suggestions for deals, product collections, complete looks, and editorials tailored to your shopping. It doesn’t matter if you love fashion, beauty, tech, or whatever – we’ve got something for you.

INCREASE YOUR SPENDING LIMIT.
The more you shop and pay later in 4 installments with Klarna and pay back on time, the more purchasing power you unlock which allows you to spend more. And, you'll also gain access to even more exclusive deals and offers!

HASSLE-FREE RETURNS.
Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.

MANAGE YOUR PAYMENTS.
Pay later without surprises. When you shop with Klarna, you get a complete overview of all your purchases and finances. And you can even make early payments or extend your due date.

INSTANT SHOPPING CONFIRMATION.
No one likes to wait. When you buy something through the Klarna app, you'll see your purchase just seconds after you place your order.

24/7 CUSTOMER SERVICE.
Get round-the-clock service whenever you need it using our chat right in the Klarna app.
Try smoooth shopping in the Klarna app. It’s shopping like a VIP. Without an annual fee.

// CA resident loans made or arranged pursuant to a California Financing Law license. //

Ratings and reviews

I hate the new Klarna app. Who did Klarna survey for this redesign. The original design was perfect. Everything was layed out and easy to understand. The payment bar was excellent and the grouping was on par. Now I have to search for everything, can no longer see upcoming payments laterally, and I have to learn the app all over again. Thanks a lot Klarna. This was really exceptional, exceptionally terrible!!!!

Customer service is clueless, & cannot help. Early payments that you make on loans makes the new system think they are late payments for a week or so. Causing so you cannot make any new purchases. Another issue, if you notice your payment does not go through on a loan & you want to make a payment on the spot to fix the issue, it does not even give you the option. This new upgrade or change to the system is awful. The old version gave you the option to make more than 1 payment. Bring it back pls

I believe there is an error in the coding of the Klarna app. When trying to make a purchase it shows: "Your Credit Score: [Score missing] Date: [Date missing] Scores range from a low of 300 to a high of 850. Key factors that adversely affected your credit score: [Score factors missing]" This data missing tells me the code is not pulling the scores correctly. Customer service and I am told that I just don't qualify and to try later. Denied for 2 mos and I have always been approved before.

What's new

Explore the latest Klarna app. We're bringing you a new and improved shopping experience to search, compare, and save at your favorite stores. Keep track of all your payments, deliveries, and budget with ease. Organize your cards and balances within your in-app Wallet, and customize your experience by configuring preferences in your profile. We've also made some minor updates and fixes.