Yono Lite SBI - Mobile Banking

State Bank of India

About this app

Yono Lite SBI is Mobile Banking Smart Phone application for SBI Customers in English, Hindi, Telugu, Tamil, Kannada, Malayalam, Marathi, Gujarati, Punjabi, Bengali, Odia, Assamese, and Kashmiri languages.

Yono Lite is SBI’s retail internet banking-based application for your smartphones. A safe, convenient, and easy to use application with a host of features to help users manage your finances on the move.

Please complete the one-time registration process to start using the application.

New Registration process:

- A message will be shown on the screen regarding initiating an SMS to [phone] from the mobile device for validating user's mobile number. Users has to send this app generated encrypted SMS manually. Users have an option to retry sending SMS to an alternate number 8422833333.

- Click on ‘Proceed’ button and an SMS containing a unique code will be sent from the device to a predefined number. Kindly note that for sending SMS will incur standard SMS charges as per your telecom SMS plan.

- On registration screen, please enter Username and Password and click REGISTER button.

- Accept the Terms & Conditions for registration by selecting the check box and click ‘Ok’ button.

- An activation code will be sent to the registered mobile number. User has to complete the activation by inputting the Activation code in the app.

- User can now login to Yono Lite application.

Features:


My Accounts

• Detailed account information (Transaction / Deposit /Loan / PPF / SSA accounts)
• Mini Statement (Last 10 transactions)
• mPassbook (upto 150 transactions)
• View /Download statement
• eStatement Subscription
• PPF Accounts

Fund Transfer

• Funds Transfer within Self Accounts
• Third Party Transfer within SBI
• Inter-Bank Transfer (RTGS / NEFT /IMPS)
• Quick Transfer to Unregistered Beneficiaries using QR Code
• IMPS Transfer (using IFSC & Account Number or Mobile Number & MMID)
• Transfer to mobile number or email id using mCash
• Schedule Transactions
• Add / Manage Beneficiary

eDeposits

• Open Fixed Deposit
• Open Recurring Deposit
• Open Multi option deposit

UPI

• Fund Transfer to Unregistered beneficiaries through beneficiary VPA
• Fund Transfer to registered beneficiaries using Account No & IFSC code
• Dispute Status
• Set UPI transaction limit within overall daily limit
• Enable/ Disable UPI

Manage Cards

• Physical Debit Cards
• Virtual Debit Cards
• Prepaid Cards

Bill / Merchant Payments

• Pay Bills
• SBI Life Premium
• Credit Card (VISA) Transfer
• Bill Payment History


SBI Voice Assist

• Voice assisted functionality to know Balance, mini-statement, Mobile & DTH recharge and Quick Transfer using voice instructions

Top-up and Recharge options are available under 'Bill Payments' Menu

• Mobile Recharge
• DTH Recharge
• Top-up of State Bank Prepaid Cards
• Google Pay Recharge Code
• Gift Voucher

Requests

• IPO
• Get MMID
• Cancel MMID
• Cheque book
• Positive Pay System
• TDS Enquiry

Services

• Standing Instruction
• Online Nomination
• Submit 15 GH
• Transfer of Savings account
• eLocker
• My Certificates

Facility of QR based Cash withdrawal from ATMs.

- User can withdraw cash by scanning the QR displayed on ATM screen through Yono Lite app.

Quick Transfer and Donations

• Send Money using Account Details
• Donations

Facility of Yono Cash for Card less cash withdrawal through ATMs

Prelogin

• Bhim SBI Pay
• Bharat QR
• FasTag
• SBI Collect
• Donations to Religious Entities
• Bharat Bill Pay
• SBI Finder
• Complaints
• Lock/Unlock User ID
• Apply for Loan
• FAQs
• Ask SIA
• Branch/ATM
• Cyber Crime Helpline
• Transit Cards
• Complaints of Unauthorized Transactions

Ratings and reviews

Been trying to log in since yesterday - haven't received the OTP even once , been two days now and 7-8 trials ... Very frustrating , previous version though not good looking atleast used to log in - please correct the issue , very annoying especially for an existing user who is used to net banking ! UPDaTE , uts been 5 years now, this problem still exists ???? It had solved itself inbetween..

The application is handy when you only need to see the details of your account. When it comes to money transfer, the OTP SMS is not functioning. Waiting to get an OTP to complete the transaction is hopeless and always I need to switch back to the SBI website to complete the transactions. The developers or the concerned team should work on the enhance the user experience and the convenience a customer needs in using the banking app for his needs .

I had initially given Yono lite SBI a one-star review because the previous version did not allow me to register on the app. However, with the recent update, I am happy to say that I can now register and use the application again. The registration process was smooth and easy, and I have found the app to be excellent in terms of functionality. I would definitely recommend Yono lite SBI to others looking for a user-friendly banking app.

What's new

- Option now available to change nominee details for deposit accounts.
- Improved UI/UX and application stability.