Yono Business

State Bank of India

About this app

SBI Anywhere Corporate app is now Yono Business
An integrated mobile application for SBI Corporate Customers

Yono Business is a mobile application for corporate internet banking users providing common user experience to Khata Plus, Vyapaar/ Vistaar and Saral and other variants of SBI Corporate Internet banking. Corporate Maker, Authorizer and Enquirer can use this product for initiating payments and account management.

CMP (Cash Management Product) Payments users who are availing cash management services of SBI for bulk payments can also use this same app for authorizing payments through this app and manage accounts.

It is a safe, secure and easy to use application with host of features to SBI Internet banking users to operate their account on the move.

Key features – (Khata Plus, Vyapaar, Vistaar, Saral)

• Manage Accounts
- View Account Summary (all account types) , Mini Statement and Add/Manage accounts
• Initiate Payments (For Corporate Makers and Authorizers)
- Fund Transfer – Own, SBI and Non SBI Accounts (NEFT, RTGS, IMPS)
- Pay Suppliers – Make Payments to registered Suppliers
- Bill Payments – View/ Pay and Schedule Bills and View Biller details
• Open Fixed Deposits (e-TDR, e-STDR)
• Authorizations (For Corporate Authorizers)
- Transactions
- Merchant Transactions
- Cancel E-cheques
• Enquiry – View e-cheque and e-TDR\STDR details

SARAL Features:
SARAL is a simplified single user product ideally suited for sole proprietorship concerns, micro enterprises or individual businessmen who require online transaction facility in their business accounts.
• Quick Transfer
• Mobile Top Up and DTH Recharge
• Apply/ Edit/ Manage IPO
• Add and Manage Beneficiaries
• Profile Management
- Change Account Nick Name and Display Name


CMP Payments:-
CMP Payments is for business entities availing cash management product of SBI. It helps the corporate manage their finances on the move. Corporate users can approve or reject payments for salary payments, vendor payments etc. Corporate Uploader, Approver, Authorizer and Releaser can access this app)

Corporate Uploader - View upload status of the file uploaded by him
Corporate Approver - Authorize transaction
Corporate Authorizer - Authorize transactions and manage accounts.
Corporate Releaser – Authorize transaction and manage accounts.

Other Services:-
Corporate users can acquaint themselves regarding different product offerings and services of SBI and raise service request for any banking services through Other Services product. Post submitting request, bank representative will give a call back to customer to take the request forward.

Services Dashboard includes the following services with further sub menus:
- Online and Offline collections services
- Payments
- Channel Finance
- Trade Finance
- Treasury
- Additional Services

CMP Collections :-
CMP Collections product is an easy-to-use, cost effective, eco-friendly, fast, and secure cash and cheque deposit solution for SBI Corporate Customers.
It facilitates corporate dealers/ agents to deposit cash and cheque by using Cash Collections and Cheque Collections options. The corporate dealers and agents can select the CMP collections product in YonoB app and access the application. They can use mobile number for registration and login using MPIN.

Key Features
- Raise request order for cash and cheque collection,
- Track the order
- View pending collections
- Check cash/cheque deposit status
- Activate expired transactions
- Agents can view assigned orders and update the order status.

For complaints and help:
Please visit https://yonobusiness.sbi and select Contact us

Ratings and reviews

I am disappointed that the latest banking app update is incompatible with my device, causing major inconvenience. Expecting customers to upgrade their phones just to access banking services is unfair. Not everyone can afford frequent upgrades. Please consider a lite version or an alternative for accessibility. Digital banking should be inclusive, ensuring equal access for all users. I urge you to address this issue promptly. Worst experience as of now not happy using this bank.

Firstly takes numerous tries to login from chrome. Too many passwords to keep changing which is good but also very tedious. Secondly whenever I logout from the app, it says rate us. It does not matter if you have logged in 7 times in a day it still says each time to rate us. Once you have rated then it should not repeatedly keep asking for a rating. It's irritating to say the least. Please look into this and sort this out. It's become a nuisance now.

Overall experience is good. Few improvements may be done as follows: 1- While transferring the funds, drop down menu does not shows all the beneficiaries at once. The beneficiaries which start with S,T,... and so on does not show in the drop down menu.

What’s new

Minor Enhancement