4.7
15.6K reviews
500K+
Downloads
Content rating
Everyone
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About this app

TRANSFERS
▪ Move money between your Mountain America accounts.
▪ Make loan payments or set up recurring payments.
▪ Move funds between your Mountain America accounts and those at other financial institutions.
▪ Securely send and receive money with Zelle® using a U.S. mobile number or email address.¹
MOBILE DEPOSIT
▪ Deposit checks by taking a picture with your device.
MOBILE LOANS
▪ Apply for credit card, auto, RV, ATV, motorcycle and personal loans.
BILL PAY
▪ Schedule, edit and cancel bill payments.
SECURITY
▪ Set up text and email alerts based on balances, approvals, transactions and more.
▪ Use your fingerprint or face scan to log in with supported devices.
DEBIT & CREDIT CARDS
▪ Freeze and unfreeze your card.
▪ Change or reset your PIN.
▪ Request a new or replacement card.
▪ Set travel notifications.
▪ View full card details.
▪ Push cards to mobile wallet.
 
1. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Insured by NCUA 
Membership required—based on eligibility. Loans on approved credit.
Updated on
Jan 7, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info and Contacts
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
15.3K reviews
Stephen Beacham
April 24, 2024
They recently added cloudflare and some other things and now it takes me a hot minute just to login and do my banking. they need to find a way to streamline their security procedures, and make it so it doesn't require me to input a text verification code every single time I log in (no it doesn't make a difference when I say "remember this device". no matter where I am it requires the text! I like MACU for banking, but their app is a bit slow and clunky compared to Chase, or Capital One, etc.
26 people found this review helpful
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Nic
September 16, 2022
The new app is terrible. Shouldn't have changed it. Switching between personal and business accounts is a pain. The login process is clumsy. After setting up finger print it still asks you if you want to set it up. If you choose not to use finger print, it asks you every single time you log in if you want to. You can't access your full account number anywhere on the app for linking to venmo or other institutions. And everytime I sign in it want to verify and send me a code. So stupid.
40 people found this review helpful
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Tonya Jesienouski
February 4, 2021
I could not loathe this new app any more. The between accounts transactions are ridiculously cumbersome. There is too little information about transactions especially electronic transfers. I need to know which accounts they come from and go to but all I see are the words 'withdrawal' or 'transfer'. That would be fine if there was a way to click through to see more details but there isn't. The worst thing is I really loved the older version but this is making me want to change banks.
18 people found this review helpful
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Mountain America Credit Union
February 11, 2021
Hi Tonya, thank you for reaching out. We are working hard to make adjustments to the user experience on the app. Your feedback is very important to us. If you would like, please email us directly at digitalfeedback@macu.com if you are having any issues with the app.

What’s new

• Miscellaneous bug fixes and improvements

• Improvements on screen load times & responsiveness



*Expected Benefit:*

* *Improved end user experience:* End users will notice better image quality, resulting in a more reliable and seamless remote check deposit process.

App support

Phone number
+18007484302
About the developer
Mountain America Federal Credit Union
obfeedback@macu.com
9800 S Monroe St Sandy, UT 84070-4419 United States
+1 801-858-1048

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