16.5K reviews
Content rating
Everyone
500K+
Downloads
Content rating
Everyone
Learn more
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About this app

TRANSFERS
▪ Move money between your Mountain America accounts.
▪ Make loan payments or set up recurring payments.
▪ Move funds between your Mountain America accounts and those at other financial institutions.
▪ Securely send and receive money with Zelle® using a U.S. mobile number or email address.¹
MOBILE DEPOSIT
▪ Deposit checks by taking a picture with your device.
MOBILE LOANS
▪ Apply for credit card, auto, RV, ATV, motorcycle and personal loans.
BILL PAY
▪ Schedule, edit and cancel bill payments.
SECURITY
▪ Set up text and email alerts based on balances, approvals, transactions and more.
▪ Use your fingerprint or face scan to log in with supported devices.
DEBIT & CREDIT CARDS
▪ Freeze and unfreeze your card.
▪ Change or reset your PIN.
▪ Request a new or replacement card.
▪ Set travel notifications.
▪ View full card details.
▪ Push cards to mobile wallet.
 
1. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Insured by NCUA 
Membership required—based on eligibility. Loans on approved credit.
Manage your finances quickly and securely with the Mountain America mobile app.
Updated on
Aug 20, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Financial info and Contacts
  • This app may collect these data types
    Personal info, Financial info and 3 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

16.2K reviews
Fred Barlow
July 12, 2025
I've used this app for years and been very happy with it, even the updates were good improvements until recently. The last few months it's been having issues . After a transfer, it says error and won't reload the accounts, so I have to log out and back in sometimes up to 10 times in a row. Might update this later if it gets fixed.
11 people found this review helpful
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Samuel Capel
September 9, 2026
The apps layout and options are decent, but its slowest app in existence. MACU shitdown for 4 days to update their systems, but nothing changed on the customers' end. This app is still so slow that it times out quite often. Makes it very difficult to do much. Connection doesn't matter full bars of 5G, 4G, WiFi, in or out of the city. It's hit and miss. You guys say your customers' experience is the most important , but your app is ridiculously slow.
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Keisha Russell
April 24, 2026
It takes an incredible amount of time for any of the screens to load and some of them just won't load at all; eventually the loading circle graphic goes away and I get a blank screen. I've wasted so much time just trying to get pages to load. I've never experienced this level of lag with any other banking app. I would give the app more stars if it wasn't such a hassle simply to move money from checking to savings. I can't even add an external account because the page won't even open.
7 people found this review helpful
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What’s new

• Miscellaneous bug fixes and improvements
• Improvements on screen load times & responsiveness
• Push cards to mobile wallet in Card Manager
• File claims against transactions with Transaction Disputes
• Create templates to execute multiple transfers at once with the single click of a button
• Pay your MACU loans with a non-MACU debit card or account with Quick Payments
Content rating
Everyone
Learn more

App support

Phone number
+18007484302
About the developer
Mountain America Federal Credit Union
obfeedback@macu.com
9800 S Monroe St Sandy, UT 84070-4419 United States
+1 801-858-1048

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