Virgin Money Credit Card

3.6
50K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Manage your Virgin Money or Virgin Atlantic Credit Card.

Our app is the easiest way to stay in control. Check your balance, manage your payments, and master your spending. Do all this and more from your phone.

* GREAT FEATURES FOR YOU *

Track your balance and transactions in real time
- View your latest transactions immediately and keep a check on your balance.

Manage your payments
- Set up and manage your Direct Debit, make a debit card payment, and make an extra payment with your bank app.

Make transfers
- Transfer a balance from another credit card or move money into your bank account.

Pay in instalments
- Pay for bigger buys of £250 or more over 3 to 36 months. Eligible customers only. Fees apply.

Freeze card
- Temporarily freeze your card to stop it being used and unfreeze it at any time.

Easily and securely view your PIN
- Use the app to view your PIN instantly.

In-app chat support
- Get instant answers to your credit card queries with 24/7 in-app chat support.

Sign in with your face or fingerprint
- With Touch ID or Face ID.

* VIRGIN ATLANTIC CREDIT CARDS *

Check out the Virgin Atlantic Rewards Lounge
- See your Virgin Points clock up and discover all the ways to earn and spend Virgin Points with our handy guides.

Reward voucher
- Track your progress towards a reward voucher. Unlock a world of amazing rewards from Virgin Atlantic and Virgin Red.

Switch your card
- Your card. Your choice. Request to switch your Virgin Atlantic Credit Card via the app.

Before you get started, remember the app is for primary cardholders only.

Ready to go? Once you’ve downloaded the app, you’ll just need your card to hand. We’ll walk you through the rest during registration and get you set up. Please remember that at the moment you can only use the app on one device, so choose the one you use the most.

Privacy Notice – How Virgin Money holds and uses your information –
https://uk.virginmoney.com/virgin/security.jsp
Updated on
Sep 9, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and App info and performance
This app may collect these data types
Personal info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.7
48.4K reviews
Alex W-D
May 21, 2025
I was unable to activate the app because when I put in my DOB in any format, it reverted to the wrong date. I worked out to put in the wrong date to get the right one and it all seems good. So far, am impressed with the speed of responses to reviews! I hadn't checked back immediately but the solution was given by the team. It would be great if that info was available when trying to input the date.
2 people found this review helpful
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Virgin Money
May 21, 2025
Thanks so much for the updated review, your additional feedback will also be taken on board for future improvements! Have a lovely day.
Scott Ballantyne
October 21, 2024
Since your recent updates, I seemingly no longer can approve payments through the app which only takes me to the landing page but with no authorisations pending and this weekend, the icon has disappeared from my phone, despite still being installed. Update: Thanks for your reply. That's 7 minutes of menu selections wasted, just to have the call terminated before speaking to anyone. Reading the reviews, my issue does not seem isolated.
83 people found this review helpful
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Virgin Money
October 22, 2024
Sorry to hear the call didn't go to plan. In relation to the icon, if your search the device for 'Credit Card' instead of 'Virgin Money' that should locate it. If you have access to the Mobile App, you could look to link in with the experts via Live Chat too. You'll find them under 'Have A Question? Chat With Us'. Hope the issue is resolved soon.
Paul Bent
March 11, 2025
App used to be fine, In the last 2 weeks I have been unable to make a payment. It just keeps telling me the "Something's up". Which is great but my due date is approaching and you've disabled payment by card too. Never mind that they keep charging me interest despite paying off my balance each month. Would NOT recommend! Oh, and the Online chat is about as much use as a chocolate teapot. Tried with multiple WiFi connections, on 4g, 5g, both with and without a VPN and reinstalled, still broken.
104 people found this review helpful
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Virgin Money
March 12, 2025
Hi Paul, you can pay directly from your bank to: Paying : Person (not a company – but you can set up as a Business if you’ve already done so) Payee : Virgin Money Sort code : 40 64 25 Account : 4132 0424 Ref : Your full 16 Digit Credit Card Number Please double-check your card number, as this is what allocates the payment to your account.

What’s new

Bugs, be gone! We've fixed some bugs that were affecting one-off payments.