FloatMe: Fast Cash Advance App

FloatMe

About this app

Meet FloatMe, your Best Financial Friend — here to help you get, manage, and save money. Connect your bank account and request a Float, a cash advance sent straight to your account. No credit checks. No interest. No tips, ever. Repay when you get paid or can afford it.

FLOATS / CASH ADVANCES*

Pay bills, get gas, or grab groceries with cash advances. FloatMe helps you unlock your earned but unpaid wages fast with Floats. Download the app, connect your bank account, and you're off. Request a Float and we'll deliver it to your bank in three business days or less. Need it now? We'll expedite your Instant Float within seconds for a small fee.

First time approval amounts range from $10–$50. Eligible users may qualify for larger Floats over time, up to $200. Not all users will qualify and many will not qualify for the maximum amount right away. Average Float amount is $53 (as of July 1, 2026).

SUBSCRIPTION MANAGER

Still paying for that free trial you started in March? We'll find it. FloatMe spots the recurring charges hitting your linked account and puts them all in one place — what you're paying, how often, and what's coming up next. Keep the ones you love, cut the ones you forgot about. Included with membership.

CREDIT MONITORING

Know your number. Check your Equifax credit score in the app, watch how it moves over time, and get a heads-up when something changes. Checking here won't ding your score. Also included with membership — no extra charge.

MARKETPLACE OFFERS

Find easy ways to earn a little extra, like taking an online survey or testing a video game. We hunt down deals and offers worth passing along to our budget-minded members.

LOW BALANCE ALERTS

Always know where your balance stands. If you opt-in, we'll give you a nudge when funds are running low, so you can dodge those pesky overdraft fees.

MEMBERSHIP

Membership costs $6.99/month and provides access to FloatMe's suite of financial products and services, including Floats, Subscription Manager, Credit Monitoring, Marketplace Offers, and Low Balance Alerts. Membership will auto-renew until canceled. You can cancel anytime in-app or by contacting our support team at [e-mail]. Uninstalling does not result in cancellation.

*Floats/Advances: are NOT loans and have no mandatory min or max repayment period. FloatMe's advance service is not a loan nor is it a contracted obligation to repay a loan. We are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. Money advanced has 0% max interest. 0% APR. Instant Float fees are not included in the monthly membership cost and are optional. Instant Float fees vary from $1.00–$10.00. Delivery times may vary between banks.

Eligibility criteria apply. A FloatMe account is required to request a Float; approval is not guaranteed. You may request a Float without paying a membership fee; see our Terms & Conditions to elect this option. Standard Delivery is always free; Instant Float is optional and carries a fee. Availability varies by state. Average Float Amount is $53 (as of July 1, 2026).

Example 1: If you accept a $50 Float to your bank account via ACH, there is a $0 fee and your total repayment amount will be $50.

Example 2: If you accept a $50 Float to your bank account using the optional instant delivery for a $5 Instant Float fee, then your total repayment amount will be $55.

Cash Advances or "Floats" are not available to Connecticut, District of Columbia, and Nevada residents.

FloatMe is not affiliated with Credit Karma, Kikoff Credit Builder Loan, Brigit, Credit One, Credit Strong, Albert, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, Tilt, Cash Now App, Venmo, Self, Rocket Money, or Possible Finance

Privacy Policy: https://www.floatme.com/privacy-policy
Terms & Conditions: https://www.floatme.com/terms


FloatMe, Corp
110 E Houston St. 7th Floor
San Antonio, TX 78205

Ratings and reviews

I had no issues before, and now, I'm getting a "Sorry, we can't Float you, yet" message. Literally, nothing about my account has changed. Nothing paid late. Just arbitrary rejection. Edit: 7 weeks later and still getting the same message. Contacting customer support was a complete waste of time. (Absolutely skip this app. I'd give it zero stars if I could. I reactivated my account with my new bank information and got the same message.)

I signed up and was charged the membership fee. I tried to make my first withdrawal of $20, which is the max you are allowed starting out. I kept getting denied, and customer support said it's because of data points and stuff that the system determines your eligibility. Still can not withdraw any amount, but they didn't have any issue withdrawaling my membership fee so I'm paying for a service I can't use.

just got an email that I was gonna be charged for a membership that I didn't know I was paying for. reinstalled the app just to find out that not only can I still not get a loan, but I'm getting charged for a membership that's useless to me. not worth using the app if you need a quick $20, trust me. there are way better apps out there that don't require membership fees and extra steps!

What’s new

Journey to higher float amounts, easy-to-use budgeting tools and more!