13.3K reviews
Content rating
Everyone
500K+
Downloads
Content rating
Everyone
In-App Purchases
Learn more
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About this app

Accept card payments from your phone and manage your money from a single app. No card reader, no tax ID, and no bank account required to get started.

One app for all your payments, in-person and remote. Payphone processes payments with debit or credit cards issued by any bank in the world, simply and in seconds.

In-person payments at your location:
- Tap: Simply tap your customer's Visa or Mastercard against your phone and the payment is processed.

- QR code: Your customer scans and pays in person. Also accepts Diners Club and Discover.

- Frictionless: Your customer doesn't need to download the Payphone app to pay you.

Remote payments, wherever your customer is:
- Payment link: Send it via WhatsApp or social media and close the sale instantly.

- Transfers: Send and receive money instantly between Payphone users.

Your Money, Under Control
- Try My Finances: your income, expenses, and a breakdown of your money (top-ups, withdrawals, cashed links, and payments received) all in one place.

- Top up your balance, withdraw funds, and check your history in real time from your digital wallet.

- Order your Payphone Mastercard at no cost and use it for purchases worldwide.

Clear Pricing, No Hidden Fees
- Zero fixed costs: no membership, no monthly fees, and no maintenance fees.

- A single commission per approved transaction: you only pay when you get paid.

- Fast activation: start getting paid in minutes, not weeks.

Who is Payphone for?

For people who want to manage their money without paperwork and for those who need to get paid by card without a tax ID or bank account: entrepreneurs, freelancers, and startups. More than 550,000 people already get paid with Payphone.

Get paid securely
PCI DSS 4.0.1 certified, 3DS 2.0 protocol, and anti-fraud engines: every transaction is protected and every action is recorded in your app.

Payphone has been redesigned! A new, simpler design makes getting paid faster. Download it and start collecting payments in minutes.

Note: TAP is available on Android phones with NFC. Diners Club and Discover payments are accepted via QR code or payment link.
Getting paid should be the simple part. That's why Payphone exists.
Updated on
Aug 25, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Financial info, and Photos and videos
  • This app may collect these data types
    Location, Personal info and 5 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

13.2K reviews
Jafar Ali
November 20, 2025
One of the worst client support , so slow , so naive , totally ( NO PROBLEM SOLVING) CAPACITY, they ask for many documents to fix error generated by their systems , also its a waste of time , in finance world , if the intermediate company or the financial institution does not respect time = don't think twice eliminating it from your plans ... professionally speaking . If you have no other choice you can use payphone , but always there are many choices šŸ‘šŸ»
1 person found this review helpful
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PayPhone C.A.
November 28, 2025
Hello, from which country are you writing to me? What exact problem did you have so I can evaluate and improve it? I have processes that are necessary for security verifications in Ecuador.
Frank
June 17, 2026
I cannot register my user because it says it already exists and when I try to reset the password it says, there is no such user ID or Email. @Support, any help?
2 people found this review helpful
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PayPhone C.A.
June 19, 2026
Hola Frank, claro que si! RevisƩmoslo con nuestro equipo de soporte por favor: https://help.payphone.app/
Andres Oleas
November 7, 2021
Awful. They never cancelled the $1 charge to check my credit card nor did they add that money to my wallet. Very unprofessional ve warned.
11 people found this review helpful
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PayPhone C.A.
November 10, 2021
Hello Andres, send us a message and include your phone number, our team will check it and help you: šŸ“² WhatsApp: +593 98 336 9081

What’s new

šŸš€ Mejoras disponibles:
- Correcciones menores de bugs
- Mejor experiencia de usuario
- Ajustes para cobros mƔs fluidos y rƔpidos
- Mejoras en los links de cobro y QR