4.4
28.5K reviews
5M+
Downloads
Content rating
Everyone
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About this app

OPay Business provides mobile business management solutions for all merchants, helping you obtain exclusive merchant collection accounts. We support online and offline payments, transfers, airtime and data purchases, utility bill payments, financial plans, and loans.

OPay offers business solutions suitable for various types of merchants, enabling boundaryless growth:
- Merchant Collection Account: Now you can directly open a merchant collection account in the name of your enterprise on your phone.
- Convenient Payment & Collection: Easily collect payments from your customers, transfer funds to enterprises or other accounts through online and offline channels, which is safe, fast, and reliable. Multiple flexible and quick online payment methods are supported.
- POS Terminal: Easily accept card and bank transfer payments with OPay POS terminals. You can apply for a POS in real-time directly through our app, with delivery within 48 hours and free swaps.
- Commercial Savings Plan: Customized savings plans tailored to merchants' needs, enabling intelligent management of fund reserves with a maximum annual interest rate of 18%.
- Cashback on Airtime Purchase: Enjoy a maximum 3% commission every time you purchase airtime directly on the app.
- 2000+ Bill Payment Services: Support bill payment services across various scenarios, facilitating convenient management of daily needs.
- 24/7 Customer Services: Providing dedicated support to assist you.

Contact Us
Our professional support team is ready to assist you at any time:
- Hotline: 07008888329
- Email: pos-service@opay-inc.com
- Address: Plot 9, Dr. Nurudeen Olowopopo Avenue, Central Business District, Alausa 100212, Ikeja, Lagos, Nigeria
Updated on
Sep 4, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info, and Files and docs
This app may collect these data types
Location, Personal info, and Financial info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
28.3K reviews
JONATHAN SYLVESTER
July 24, 2025
O pay have proved that financial transactions are possible without visiting a physical Bank structure. The security features ate excellent and the app is very easy to use and transact. keep it up and hope you will continue to be Reliable. Just imagine that the company become in assessible one day and customers can't access their account! the challenges will be enormous. so do well to avoid crashing. shalom!
538 people found this review helpful
OPay Digital Services Limited
July 25, 2025
Dear JONATHAN ,Thank you so much for your kind feedback and valuable advice.We're glad to know you're enjoying the convenience and security of our services. Rest assured, we are constantly working to maintain system stability and ensure uninterrupted access for all our users. Your trust means a lot to us we truly appreciate your support.
Nelson Nexxy
August 29, 2025
You people should remove this new features of tune in the app or allow users to be able to turn it off please, it is very disturbing for us, especially when you are doing a different thing and your are not on the opay app, this tune will keep shouting, "payment received, in opay" Thanks.
8 people found this review helpful
OPay Digital Services Limited
September 1, 2025
Dear Nelson , Thank you for taking out the time to send us your feedback as it gives us the opportunity to improve on our services! Your feedback is duly noted. please chat with us via the APP, IG: opaybusiness.ng X: opaybusiness FB: OPay Business for a better and prompt resolution. Thank you
Catherine Ekele
August 26, 2025
Pls Help us we that are using opay machine for transaction. Add option where we can see the fee and amount ordered in machine. Create a column for that. Our workers are finding it difficult to record their transactions. Other machine has it but Opay the Almighty does not. Please add the charges for all the transactions.
151 people found this review helpful
OPay Digital Services Limited
August 27, 2025
Dear Catherine, We acknowledge your positive feedback. Your suggestion is value-adding and we do not take this for granted. We appreciate your devotion and promise to serve you better. Thank you for choosing OPAY. Thank you.

App support

Phone number
+254713129623
About the developer
OPAY DIGITAL SERVICES PTE. LTD.
admin@opay.team
111 North Bridge Road #15-02 Peninsula Plaza Singapore 179098
+234 806 714 5692

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