PowerKwacha- Instant loan

4.6
11.3K reviews
500K+
Downloads
Content rating
Everyone
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About this app

[PowerKwacha]: ENABLING FINANCIAL INCLUSION THROUGH TECHNOLOGY
Welcome to [PowerKwacha], we provide you with simple, fast and safe online loan services to help you realize your dreams, respond to emergencies and easily obtain funds.
We are committed to allowing you to experience the convenience of one-click loans through [PowerKwacha] and easily solve your financial needs.
Main Features:
1) Quick loan: According to the steps, you can get funds within ten minutes.
2) Online application: Use your mobile phone to obtain funds online anytime, anywhere.
3) Safe and reliable: Use advanced encryption measures to protect the security of your personal information.
4) Easy to use: Whether you are a newbie or an experienced loan user, you can easily get started.
Requirements:
-Age 18 or over
-Zambian and currently residing in Zambia
-Have a stable job

Loan Details:
Loan amount: ZMW 100- ZMW 5000
Loan term: 91-120 days
Annual percentage rate (APR): 10.95% - 27.98%
Daily interest rate: 0.03% - 0.076%
Maximum Annual Percentage Rate (APR):27.98%
Based on your credit assessment, we will give you a fair amount. There are no other hidden fees for the entire process.
If you successfully apply for a 1000 ZMW loan, the repayment period you choose is 120 days.
The Daily interest rate of the loan is 0.07%, and the service interest rate is 1%
Your final total cost is as follows:
120 days interest: 1000*0.07%*120=84 ZMW
Service fee: 1000*1%=10 ZMW
Total repayment amount: 1094 ZMW

Kind Tips:
We will only conduct loan business on the official APP and website, please do not repay through other channels.

Contact Us:
Contact: +260 772 815 047 / +260 772 815 325
Official Website Address:https://www.powerkwacha.app
Email: support@powerkwacha.co.zm
Updated on
Jul 30, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
App activity and App info and performance
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
11.2K reviews
dawn milambo
September 1, 2025
Flexible though I don't know when I will be moved from 8 days😏. Additionally they have rude agents and fake promises on upgrades. An agent called saying due to my credit score and other issues the system had upgraded me to K7000 if I paid my loan which was due in 2days. After paying that agent stopped picking up calls. Power Kwacha careful on that one, check yourself. You will lose customers. Respond to me ASAP this is fraud. And your calls and texts on your same fake upgrades are so annoying.
2 people found this review helpful
PROKWACHA
July 14, 2025
Hi, We would like to chat with you with regards to your experience with us. Can you provide us your customer ID at <0772815325/0772815047> so that we can reach out?
Faith Muselela
September 2, 2025
worst experience ever has a first time, seriously l followed all procedure and l qualified for a k100 paying back k144 in 8 days ...l paid even before the 8 days l paid 4 days earlier,and then l receive a call that l hadn't completely paid my loan,something about a bonus l needed a k53 in my mobile to activate it meaning I'll get another k1000 when infact l was told l only qualify for 100,worse of it the app shows I've paid and my next time to apply l qualify for k120.so what the hell is this?
25 people found this review helpful
PROKWACHA
September 9, 2025
Hi, Please contact us at <0772815047/0772815325> to have your issue resolved.
Vik Lord
August 28, 2025
Power 😋 Kwacha delivers prompt response and they live up to their word. within five minutes I got my loan no stress. And they don't make those annoying phone calls and unnecessary message reminders.
33 people found this review helpful
PROKWACHA
August 29, 2025
It is delightful to hear such positive words and it’s always a pleasure to serve our users.

What’s new

Fix some bugs.