Brigit: Borrow & Build Credit

4.7
193K reviews
5M+
Downloads
Content rating
Everyone
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About this app

Get an instant cash advance*, build credit**, save money, and track your spending – all on Brigit. Join over 7 million users on the financial health & budgeting app made for you. Get the money you need today and start building credit for a bright financial future.

GET STARTED WITH BRIGIT:
1. Download Brigit
2. Connect your bank account
3. Request an Instant Cash advance*
4. Get money deposited into your bank account

It’s that easy! See full disclosures below.

GET CASH FAST - $50 to $250*
When you need extra money to make ends meet, Brigit’s got your back.
• No credit check
• No interest or tips
• No late fees
• Repay it when you get paid or can afford it

BUILD CREDIT & SAVE MONEY**
Save money & build credit without a credit card.
• No hard pull, no credit, no interest and no security deposit required
• Build your credit history by contributing as little as $1 per month – the rest is paid from the new account
• Brigit reports payments to all 3 credit bureaus - Experian, Equifax & TransUnion
• Tally up the savings. Extra money put into the loan gets returned to you when paid off!

PROTECT YOUR MONEY
Brigit is the all-in-one cash app to monitor your credit, spending and identity.
• Track your credit score with full credit reports
• Real-time bank balance alerts
• Identity theft protection
• Free financial tools to help you save more and spend less

BUDGET BETTER
Connect your bank account for free financial insights
• Monitor your income and expenses
• Budget smarter with bill forecasts & spending breakdowns
• Find subscriptions you no longer need

EARN & SAVE
We’re here to help you earn and save money. From side gigs to exclusive offers, your bank account will thank you.
• Earn extra cash fast taking surveys
• Discover part-time, full-time, gig & remote jobs
• Cash back, discounts, insurance savings & more

FAST LOAN OFFERS
Need to borrow $500 or more? Get matched with personal loan offers from Brigit’s partners. Compare offers for personal loans & online loans.

EASY SIGN UP. NO RED TAPE.
Download the Brigit app and sign up for free in minutes.
• Brigit works with Chime, Bank of America, Wells Fargo, Chase Bank & 15,000+ more
• Basic Plan: Free account alerts & insights + access to exclusive earn & save offers
• Paid Plans: $8.99-$14.99/month with cash advances* & tools to help you build credit**, budget better & save. Cancel anytime.

Support 7 Days a Week at info@hellobrigit.com

Download Brigit today and empower your financial future!

DISCLOSURES
Brigit is not affiliated with loan apps, money apps, Credit Karma, Kikoff Credit Builder Loan, Credit One, Credit Strong, Albert, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, FloatMe, Empower, Cash Now App, Venmo, Self, Rocket Money, Possible Finance, paycheck loans, or payday loans

Some features subject to a paid plan.

*Cash Advances:
Not all users will qualify. Subject to eligibility and Brigit’s approval and policies, advances range from $50 - $250. Not available in all states. Express (instant) transfer fee may apply for debit card disbursals. Advances have no mandatory min or max repayment period. Money advanced has 0% max interest. Example $100 cash advance: Sent via ACH & paid back on the date you set with 0% interest, $0 origination fees, $0 processing fees, $0 transfer fees related to the money advance. Total Cost: $100
**Credit Builder:
Impact to credit score may vary, and some users’ credit scores may not improve. Results depend on many factors including whether your loan payments are on time, the status of your other, non-Brigit accounts, and financial history. Credit builder loans are issued by Coastal Community Bank, Member FDIC. Credit builder loan example: a $600 loan, paid back over 24 months with $25 dollar monthly payments & no interest (Max 0% APR). $0 for interest, processing, origination, late payment, transfer, or early payment fees. Total Cost: $600

Privacy Policy: https://www.hellobrigit.com/privacy
Brigit
36 W 20th St
New York, NY 10011
Updated on
21 June 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Photos and videos and Device or other IDs
This app may collect these data types
Location, Personal info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
189K reviews
Amber Duncan
3 June 2024
Pros: Cash advance is easy to use for a low fee. App is fairly user friendly. Gives a lot of reminders through text about your bank balance (this can also be annoying lol). Cons: monthly subscription isn't amazing. While it creates a lower fee for cash advances than many agencies, you don't always need the service monthly and if you only pay when you need it you don't get all the features you would otherwise.
66 people found this review helpful
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Brigit
3 June 2024
We hear that sometimes spending money on a subscription is hard. That's why we include as much in it as possible. Our subscription fee allows us to not only send you an advance, but lets us give you the flexibility to pay it back when you're able without late fees, interest, or credit damage. If you have questions, contact hellobrigit.com/support.
Vitia McCullough (Vi)
14 June 2024
Don't know if I'll keep using it much longer due to the long processing time for repayments. Along with the fact that I've repaid every advance on time since I started, yet the advance offer is still at $50! Good if you just need a quick and easy money spot, but can't get much long term use out of it. Especially, with overpriced subscription fee. Not very satisfied with Brigit so far. 👎🏽👎🏽👎🏽
19 people found this review helpful
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Brigit
14 June 2024
Repayments take 2-5 business days from the due date to be marked repaid in the app. As soon as we receive confirmation that this has been successfully repaid, you’ll be notified. Reach out to us at hellobrigit.com/support for more information.
Caylean Griffin
19 June 2024
If you are self-employed and receive payments from individuals, don't waste your time. They can see the deposits once they access your account and you can provide proof of income but you won't be approved. The empower app was the only one that approved our self-employment income so head over there! Does seem like a great app so definitely disappointing.
5 people found this review helpful
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Brigit
20 June 2024
Unfortunately, not all Brigit members qualify right away or every time for Instant Cash. The requirements must be met consistently. If you have any questions or think there’s been a mistake, chat with us at hellobrigit.com/support and we’ll take a look at your account!

What's new

-Need $500 or more? Now you can get personal loan offers from Brigit partners in the Earn & Save section on the app.
-No one likes bugs, we fixed ‘em!
-Still got issues with the app? Check out hellobrigit.com/support, or reach out to us anytime at info@hellobrigit.com so we can help.