Franc Investment App

4.2
759 reviews
100K+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Investing for your future is the best thing you can do to get ahead in life and make your dreams happen – and we believe that it should be for everyone! Which is why we've simplified the investing process so you can get started investing in less than 2 minutes and 3 easy steps.

Here’s how it works:
1. Tell us what your financial goal is (that can be investing for your next big holiday, your house deposit, or your future wealth, and so much more!)
2. Our robo-advisor will recommend an investment strategy that's right for you.
3. You can make your first investment through the app safely and securely.

Here's how Franc is different to banks and other investing platforms:
* We've cut through the clutter and chosen the top-performing, lowest-cost funds in each category that we think every investor should invest in.
* You can access your money whenever you need it – withdraw from your investment at any time.
* Skip the boring paperwork – the Franc app makes all the admin quick and easy.
* Make your investment grow faster with our low, all-in 1% annual fee – that’s just R1 a year for every R100 invested.
* Rest assured that your money is safe with us, thanks to our biometric security and best-in-class, cloud-based data security and encryption.

Franc is an award-winning investment app recognised by Google and top tech awards:
* Visa Everywhere Initiative Impact Winner 2023
* MTN App of the Year Best Financial App 2022
* Google for Startups: Africa Accelerator 2020
* Stuff Magazine App Awards: Best Financial App 2020

Download Franc and become an investor today!

Franc is a registered Financial Services Provider (FSP no. 49998)

[Minimum supported app version: 5.2.0]
Updated on
Aug 29, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 7 others
Data isn’t encrypted
You can request that data be deleted

Ratings and reviews

4.2
746 reviews
Pieter Swanepoel
April 6, 2025
Absolutely the worst app and platform you can ever get, you only loose the money you deposited, you never get anything back. Don't download this. Since I opened this platform in August last year, I have not gained anything from this platform, only have lost. so I will cut my losses and delete this platform. There is nothing to look into this issue, the only issue is that no person can keep investing and keep losing his money and not even get R10 back.
26 people found this review helpful
Did you find this helpful?
Franc Group Pty Ltd
March 14, 2025
Hi Pieter We're sorry to hear about your concerns, and we'd love to take a closer look at the issue. Please note that all our fees are transparent, and you can find a detailed breakdown on our fees page. Additionally, to encourage good behavior, we do not charge a platform fee if you make a deposit within the same month on the Starter account.
Lwandile Mgoboza
August 18, 2025
Awesome app overall. Something that I'd hope to see on the app is more deposit options such as "skrill, neteller, paypal" to name a few.
7 people found this review helpful
Did you find this helpful?
Franc Group Pty Ltd
August 19, 2025
Thank you for providing your valuable feedback. Please reach out to us at info@franc.app, if you have other suggestions.
Orsbon Fatyela
June 22, 2025
Literally the worst saving app. The Ts&C's are hidden until you try to withdraw. It's a disaster. As soon as I (hopefully) get my money I'm uninstalling.
3 people found this review helpful
Did you find this helpful?
Franc Group Pty Ltd
June 23, 2025
Thank you for taking our call and giving us the opportunity to understand your issue. We’re glad we were able to assist you and show you how easy it is to make a withdrawal using the Franc app. Please don’t hesitate to reach out if you need help with anything else — we’re always here to support you.

What’s new

Build out your investment portfolio based on your real life goals – from next year's travel trip to your long-term wealth.

We are officially launching the Franc Retirement Annuity. Invest any amount, anytime with no minimums in one of the best retirement annuity funds – the Sygnia Skeleton Balanced 70. Track your progress towards your future plans at any time, all with simple, transparent fees. Exclusive to Pro and Hustle account holders.