Central Bank

4.8
18.1K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Securely manage your personal and business accounts from virtually anywhere with the convenience of Mobile Banking.† Track your spending, set up alerts, deposit checks, pay bills, transfer funds, send money to friends, find the nearest ATM or branch locations, enroll in Text Banking† and more, all from your smartphone.

MOBILE BANKING† FEATURES

Introducing RoundUp!
- Automatically round up purchases from your checking to savings account with every debit card transaction.
- Control your saving amount, easily change your saving preferences, and turn on/off whenever you need.
- Quickly grow your saving amount with a daily transfer into your savings account.

Biometric Login
- Securely log in to your accounts with Fingerprint Authentication or Face Unlock (Pixel 4)

Quick Balance
- Simply swipe down on the Central Bank Logo on the App Login to view your account balances and recent activity.

Send Money in the Moment
- Securely send and receive money with Zelle – a fast, safe, and easy way to send money to friends, family, and others you trust.
- Make transfers to and from your accounts – those with us and other banks.

Manage Your Accounts
- View account activity, loan balances, outstanding checks, statements, tax documents, and more.
- Pay bills – manage payment dates, recurring payments, payees, and more.
- Deposit checks – Take a picture of your check with your smartphone and deposit via Mobile Check Deposit.

Create Alerts
- Stay in the know with text or email alerts for balances, transactions, cards, and payments.
- Receive alerts right to your mobile device by enabling push notifications.

Customize Your App
- Give your accounts nicknames and edit the arrangement of your personal accounts based on importance to you.
- Add a profile picture to ensure you're logging into the correct personal account.



For an optimal experience, our app works best on devices with Android version 8.0 and up. If you are using an older version, you may not receive all new features. If you are having issues, navigate to our mobile-friendly website through your device browser.

Member FDIC. †Mobile Banking is free, but data and text rates from your mobile carrier may apply. Terms and conditions apply. Zelle is intended for sending money to family, friends and people you are familiar with. We recommend that you not use Zelle to send money to anyone you don’t know. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.
Updated on
Oct 4, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.8
17.7K reviews
Danihelus Dominicus
February 3, 2025
Awful bank. Their app sucks compared to most Fintech (Online banks) like Chime and SoFi. They have so many security features that they lock your account for not confirming an external account, trying to log in and failing 3 times, they lock your Zelle transfer abilities, and you're constantly having to call and jump through hoops. I hate it. This bank sucks and the apps is trash. I'm leaving it immediately. So many fees for everything too. Arvest is a much better physical bank.
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Central Bancompany
February 5, 2025
Hi there! Thank you for being our customer and we’re sorry you’re frustrated. Security is a top priority, and while it may seem inconvenient, we provide these measures to keep your account safe. If you’d call us at (800) 749-5344, we’d be happy to look at different account options to see if there’s a better fit, and assist with any issues. Thanks!
S D
November 23, 2024
Transactions are not charged instantly like other bank apps. Which can be very confusing to what is available. Some charges don't even show up until a day later.. 🙄 when making payment to credit card, it also doesn't credit immediately.. very misleading and frustrating when charging. With today's technology, this should not be an issue at all. Please update your system for 21st-century instant information. Thanks. Otherwise, it is great to do all banking online.
4 people found this review helpful
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Central Bancompany
December 2, 2024
Hello, we apologize for any frustrations. We do post transaction data as soon as we receive it, but unfortunately, we can't control when a merchant sends us this information. And credit card payments should be shown immediately as a pending transaction. If that is not happening, please call us at (800) 749-5344 so we can look into this for you!
Lana Gladbach
June 12, 2024
Usually the app is pretty simple and easy to use. Lately, however, the app has taken several days to update the balance of my accounts and my partner's. This has led me to transfer money I didn't have because the balance was misrepresented, and I have faced multiple fees because of it. Additionally, it allowed me to overdraw, despite it being disabled on all of my accounts.
3 people found this review helpful
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Central Bancompany
June 21, 2024
Hi Laura, we appreciate your feedback and apologize for any frustrations you’re experiencing. Balances should be updated in real-time and we post transaction data as soon as we receive it, although we can’t control when a merchant sends this information. We’d be happy to look into this for you, if you could contact us at (866) 236-8744. Thanks!

What’s new

Sports Widgets
• Rep your team from your home screen! Add the Central Bank shortcut widget and choose from the Missouri Tigers, St. Louis Cardinals, Kansas Jayhawks, or Sporting KC.

Mobile Check Deposit Improvements
• Updates and improvements to ensure depositing checks is easy and error-free.

Quick Balance
• Enjoy a modernized look of Quick Balance! Unsure what Quick Balance is? Before logging in, swipe down on the bank logo to view your balances and recent activity.