Klover - Instant Cash Advance

Klover Holdings

Contains ads

About this app

Your payday can’t come soon enough! That’s where we come in.

You can get a Klover cash advance up to $200 cash – even if your payday is 2 weeks away. And unlike banks, there are no late fees, credit checks or interest charges. Like, legit zero-zero.*

HOW TO GET YOUR FIRST ADVANCE:
Enter your name, email and phone to sign up in seconds
Connect your bank so we know where to send your money
Pocket your cash in minutes –– get up to $200

But we’re not just a one-trick pony. Here’s why over 2 million people have made Klover their budget bestie:

SCORE EASY POINTS**
Earn points for things like taking surveys and watching ads. You can then cash them out for a bigger advance or to enter our daily sweepstakes.

WIN MONEY ON THE DAILY
You’ve got a chance to win $100 every day. Plus, five people get to pocket $20. That’s over 2000 chances to win each year!

BUDGET LIKE A BOSS
Level up your money game with Klover+ innovative budgeting tools. Create spend goals, opt-in to track your credit score, and earn extra points when you reach savings targets.

MONEY FROM THE FUTURE
It’s not sci-fi, it’s borrowing from yourself. Ditch the banks with high fees or your friends with high horses. Get a cash advance through the Klover app with no credit checks, late fees or interest charges. Legit zero-zero.

_________________________________________________
WHY WE’RE HERE
We’re not your typical financial Institution. Our biggest goal is to see you financially free.

So, we’ll never charge you annoyingly high fees. Instead, we can give you a swiss army knife of money tools, plus immediate cash advances by leveraging your most valuable asset -– your data.

By transparently leveraging your approved data, we can provide low to no fees financial products and services to save you time and money.

YOUR DATA IS SAFE WITH US
Your data is always anonymized (we’ll never know who you are) and securely stored using 256-bit encryption (we’re talking military-grade, bank-level technology here). When you opt-in to our Truth in Data agreement, you’ll unlock all the Klover app perks –– like cash advances, budgeting tools, sweepstakes –– without any credit checks, late fees or interest charges. Nothing. Nada. Zilch.

STAY IN TOUCH
Got a question? Reach out to us at [e-mail]

*LEGAL DISCLOSURE:
Klover does not offer loans. We are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. By validating your employment you can access money you’ve already earned whenever you want to. Klover’s advance service is free and doesn’t have interest. Our APR is 0%. Klover’s advance service does not require a minimum repayment time frame. Klover’s advance service does not require a maximum repayment time frame. For example, if you request an advance of $100 your future repayment is $100. Example 2: If you select a completely optional immediate delivery fee of $8.49 your future repayment would be $108.49. Klover’s advance service is not a contracted obligation to repay a loan. For more information please see Klover’s terms and conditions: https://www.klover.app/terms-and-conditions.

**Points cannot be redeemed for cash, only in-app features
Klover’s Privacy Policy: https://www.klover.app/privacy-policy

Klover Holdings, Inc.
57 W Grand Ave
Chicago, IL 60035

Ratings and reviews

Easy to use, multiple ways to earn points, Amazon gift cards. A few things could use work, but for now, it's good. I'll update if anything changes! Edit: Lost one star, works fine for a while, then it doesn't want to open at all! I'll try and restart it or clear the cache for it, again. EDIT 2: STILL keeps saying it can not be opened, I'm about to uninstall it and keep it that way. Yeah, it's easy to use and a great way to get gift cards. I can't do that if the application doesn't even open!

So a little pick me up of 5 bucks is always helpful when in need. That's worth at least 3 stars. The other 2 stars I cant give because, a) you have to spend what seems like forever just to build up 1200 points to qualify for an advance... I feel like after all that work it should be a reward, not an advance!!! b) let's face it, in today's economy, $5 is pretty weak if you ask me. $25 would be better !

Followed all instructions upon signing up. Linked debit and checking. Verification transactions appeared soon after on my check8ng account. 16 hours later and nothing. No offer, pending decision, or any status info. Only offer is by using points for up to $15 right now. I receive biweekly direct deposits of $2,500 from my employer. So no issue there. Nothing instant or within minutes as advertised. Removed my card and checking account, and closing my account. This was a big waste of time.