MoneyLion: Bank & Earn Rewards

MoneyLion Inc.

About this app

Make better money decisions with MoneyLion. Access mobile banking, personal finance resources, personal loans, fast cash advances & cashback rewards for extra money when you need it.

BANKING WITH ROARMONEY - GET PAID EARLY (UP TO 2 DAYS)²
Fast forward to payday with RoarMoney℠ direct deposit. Open a RoarMoney banking account and invest your extra cash with Round Ups³. Unlock cash advances up to $1000¹ with qualifying recurring direct deposits!

CASHBACK & REWARDS- MONEYLION WOW⁷
Get your cash back and even earn rewards on big financial decisions or everyday spending. Protect yourself when life throws you a curveball, with exclusive benefits like cell phone insurance, travel protection and more.

CASH ADVANCES UP TO $500¹
Access up to $500 of your paycheck, any day with Instacash℠ cash advances. Get money in minutes with no interest, no mandatory fees, & no credit check.

FAST LOAN OFFERS⁵
Need to borrow money? Get personal loan offers from partners on the MoneyLion Marketplace. Compare personal loan offers, small loans, online loans, savings accounts, & more.

CREDIT BUILDER LOAN⁶
Improve your credit score with a Credit Builder loan of up to $1000 & exclusive services with a membership.

MoneyLion is not affiliated with other money apps, loan apps, or instant cash advance apps such as Dave, SoFi, Ally BankChime, Self, Varo Bank, Possible Finance, Albert, Klover, Ibotta, Earnin, Empower, Cleo, Brigit, or Kikoff

1 Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions and eligibility requirements.

Increased Instacash limit with Safety Net requires recurring direct deposit into RoarMoney account. Instacash is an optional service offered by MoneyLion. Terms and eligibility requirements apply. See Instacash Terms and Conditions for more information.

2 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit.

3 Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature.

5 MoneyLion displays personal loans in our marketplace with repayment terms from 12 months to 84 months and APR ranges from 5.99% to 35.99%. For example, if you receive a $10,000 loan with a 60-month term and a 16.21% APR, your required monthly payment would be $244.30 ($135.09 Principal + $109.21 Interest). Assuming all 60 payments are made on time, the total amount paid would be $14,657.87. All loan offers on the MoneyLion marketplace require your application and approval by the lender. Depending on the lender, other fees may apply, such as origination fees or late payment fees. See lender’s terms and conditions for additional details. You may not qualify for the lowest rates or the highest offer amounts or may not qualify for a loan at all.

6 Credit Builder loans are made by either exempt or state-licensed subsidiaries of MoneyLion Inc. NMLS 1237506

249 W 17th St, 4th Fl, New York, NY 10011

Ratings and reviews

This is a great app! They are a little more careful with everything which is a good thing!! Still they do what they say! Only takes a few mins to give your info and if all checks out you'll have your money in a matter of mins.! Customer service is Exceptional!! I also applied for a Roar credit card with $300 limit in just a few days for credit building! Money Lion does it all!! Highly recommend this app!!

Doesn't let you request the full balance at once. Instead, it makes you do it one by one. It's VERY annoying. They'll also randomly give you bonuses and you're unaware of whats your availability and what's your bonus so when it's time to repay they take more but when the balance resets it wasn't for the amount that they took but for less. For example, my balance reset and said my available balance was $670 after repayment, my balance reset to $550, and overdraft my account.

I had no complaint about the app, but I've not been able to get the app to function correctly or reinstall with no issue. It's quite ridiculous. I'd be happy if I just get my access back. UPDATE: It was a quick fix to access account online, but took several days before I even received a response. MoneyLion did finally fix my app access and now I'm free to use all of the features again. Happy to be back!!!

What's new

Time to level up your rewards! Say hello to Games in the MoneyLion app. Play free games, hit milestones, and earn cash rewards. Head to the app now to start raking in the rewards.