Cove: AI Bill Lower & Budget

Splitify, LLC

In-app purchases

About this app

Cove is the personal finance and budgeting app that doesn't just show you problems — it fixes them.

While other money managers and expense trackers stop at charts and notifications, Cove’s autonomous AI agent takes action: it actually calls your service providers to negotiate and lower your monthly bills. From internet and cable to wireless phone plans, Cove secures real cash savings without the hassle.

SEE EVERYTHING IN ONE PLACE
Connect your bank accounts, credit cards, loans, and investments for a real-time view of your net worth. No manual spreadsheets or receipt typing — just an accurate, automatic picture of your complete financial life.

LOWER YOUR BILLS WITH AUTONOMOUS AI
Stop overpaying for internet, cable, and phone services. Upload or link your bill, and let Cove’s voice-AI agent negotiate competitive rates and loyalty discounts on your behalf.

FIND & CANCEL UNWANTED SUBSCRIPTIONS
Cove identifies every recurring expense, subscription, and sneaky price increase. Track what you pay monthly and get rid of subscriptions you no longer need.

AUTOMATED BUDGETING & EXPENSE TRACKING
Cove intelligently categorizes every transaction into clear spending buckets — groceries, dining, shopping, and utilities — helping you budget smarter and build savings faster.

BANK-LEVEL SECURITY
• Read-only access through trusted banking partners
• 256-bit AES encryption
• SOC 2 Type II Certified standards
Your personal and financial data remains private, encrypted, and secure.

Ratings and reviews

My favorite financial management app so far. I love how it combines easy expense tracking, smart AI insights, and seamless bill splitting in one simple, convenient app.

really useful app for keeping track of my expenses, the interface is simple definetly worth trying app

it's a great app for managing finances.its help me cut the extra expenditure of mine

What's new

Explore your spending by week, month, quarter, or year. Swipe through your history and see income, spending, and net income for each period, with smoother loading and clearer transaction details. Coming Up now puts the key headline first.