Zenus Bank: U.S. bank accounts

Zenus Bank International, Inc

About this app

Receive a metal Visa Infinite Debit Card with your account and access your money in local currencies around the world.

Hold funds securely, make and receive instant payments with ease and enjoy free international transfers with Zen Transfers to any other Zenus client.

Our app and online banking services give you the control and freedom to manage your money from anywhere in the world.

Access your accounts, manage payments, check your statements and much more. 24 hours a day.

We keep your personal and financial details secure with high-level encryption, and the latest bio-metric recognition technology.

Why open a Zenus account?

· Fully regulated U.S. digital bank

· Fully digital application process without having the visit a branch

· Do not need to be a U.S. citizen or resident

· No minimum balance requirements

· Visa Infinite Debit Card benefits

· Metal Visa Infinite Debit Card upon request

· Access local currencies at ATMs in over 200 countries

· Unlimited free instant Zen Transfers

· Flat fee, unlimited ACH Payments

· Flat fee, unlimited Wire/SWIFT transfers

· Institutional FX rates

· Safe and secure

Apply now.

*Excludes countries sanctioned by the U.S. Department of the Treasury, OFAC and others selected by Zenus


Zenus Bank is licensed and regulated by the Office of the Commissioner of Financial Institutions (OCIF) in Puerto Rico, USA as an International Financial Entity (license #IFE-061).

Zenus™ is a trademark of Zenus Bank International Inc.

Visa is a registered trademark of Visa International Service Association.

Ratings and reviews

Not working. Don't bother. It keeps capturing without progressing. Now opening,but who pays application fee to open a bank account?It also states that first month membership is not fre,meaning it a subscription 🙄 😉. 50 dollars for application and perhaps subsequently after 1st month. Beware!!!!

Save yourself the frustration and avoid Zenus Bank. Despite providing ID and proof of address, my application was rejected likely due to my location in Australia. Their approval process is a mystery, as they never asked for income verification. The kicker? They charge a non-refundable $50 application fee. Stay Away and tell friends and family too.

Open a bank account should be free of charge. It's a scam! They charge you $50 in advanced and It's non refunded. If your application rejected then you lose $50. Don't apply anyone here, It's a scam company and they are not a registered USA bank. Everything is scam here. If you want to lose money then come here and scam yourself.

What's new

Thank you for using Zenus Bank! To make your experience simpler and faster, we’ve made performance improvements to the app. Keep it updated so you’ve always got the latest and greatest.