Emkan

Emkan

About this app

Emkan application offers you a one stop shop that serve all your financial needs in one place! with easy and secure digital application experience.
You will get your loan online, without salary transfer with a push of a button!
Emkan has your back, whether you have an existing loan or not! or you are working in private or public sector.

App Features:
• End-to-end digital experience: you can apply for a loan, track your request, sign your contract, execute and receive your loan amount digitally.
• Multiple loan products! can serve your financial needs and situations
• Fast & easy approvals: if you're eligible, you can obtain your loan fast & easy with auto-approval flow!
• Easy requirements: Emkan accept customers that:
- Work in public, private and military sectors
- Saudi or Expats
- With starting salary of 2,000 SAR, without salary transfer
- Don’t need a guarantor.
• Better user experience: easier steps and less requirements with the ability to modify your information and loan amount.
• Flexible loan amount with competitive rates: Emkan Loans starts from 2,000 SAR up to 1.5 Million SAR!
*** Get an easy and fast personal loan even if you have an existing loan!

Personal Finance:
Topup:
Salary: 10,000 SAR
Loan amount: 5,000 SAR
Financing period: 60 months
Loan processing fees: 1% out of the total loan amount and maximum 5,000.
APR: 13.71%

Micro Product:
Minimum and maximum period of repayment 3 to 24 months.
Maximum APR: 41.70%
Administrative fees: 1% or 5,000 SAR of the loan amount.

Refinance:
Salary: 10,000 SAR
Existing loan amount: 50,000 SAR
Additional loan amount: 35,000 SAR
Financing period: 5 Years
Monthly installments: 1,093.75 SAR
Loan processing fees: 1% out of the total loan amount and maximum 5,000.
APR: 12.35%

*** Or buy whatever you want with selected merchants with easy installments!

Retail Finance:
Minimum and maximum period of repayment 3 to 36 months.
Administrative fees: 1% or 5,000 SAR of the loan amount.

*** Love cashback? get Emkan Ucard and get 0.5% up to 2% cashback on your local & international payments!

Credit Card:
Maximum APR: 57.53 %

and much more for you to discover while using Emkan. Download it now!

National Address: 2382 Road92- Olaya Neighborhood, unit No. 1 Riyadh 12214-9355
For customer Support: 8001240251

Ratings and reviews

The application and the service is worthless. Giving wrong salary details and won't allow to update as well due to which unable to purchase.

I have sign in twice to open the app and I cant complete the documentation cuz the app keep sign me out for no reason

It was working fine since a year, but from last couple of days the app crashes after taking credentials and then OTP, don't know what is the issue, even i have tried to restart my mobile.

What's new

We updated the app as often as possible to make it even better for you. Here are a couple of the enhancements you'll find in the latest update:- Enhancing user experience and security enhancements