Monese - Mobile Money Account

Monese Ltd

About this app

Open your mobile money account in minutes, with Monese. We’re the banking alternative that offers you a fast borderless money account in 31 countries, regardless of your credit score.

Transfer money with ease, get your salary paid into your account, track finances and use your Mastercard debit card wherever you go. Join over 2 million people and enjoy a full range of finance features. You can open a GBP account or EUR IBAN account straight from your phone. Download now!

Your banking alternative - so how does it work?

• Mobile Money Account: Open a GBP or EUR IBAN account, straight from your phone
• Mastercard: Get a contactless Mastercard debit card you can use globally - online, in-store or at ATMs
• Cash withdrawals: Enjoy fee-free foreign currency card spending and ATM withdrawals
• Receive & transfer money: Quickly receive and transfer money locally and internationally in 19 currencies
• Virtual card: Create a virtual card and pay online or in-store for an extra layer of security
• Joint account: The easiest way to spend, share and save with a loved one, roommate, family member or friend
• Business accounts: Want to use Monese for your business? Open your GBP account quickly and easily

Moving country or like to travel? Then Monese is the mobile money account and banking alternative for you. Regardless of country or credit score, simply apply for an account with your national ID or passport. Our app and customer support team are also there for you in multiple languages, so you can open your GBP or EUR IBAN account without any hassle. With a borderless money account, you can take Monese with you, wherever you go.

Our feature-rich smartphone app also provides you with great tools to help you track finances, transfer money, manage your salary and payments and see your balance at a glance:

• Mobile money account - Real-time notifications whenever you use your account
• Finance updates - A detailed spending overview, for full finance transparency around your transactions
• Savings Pots - Put cash aside to save for something special
• Google Pay - Pay in a fast, simple way in millions of places, on sites, in apps, and in stores, with Google Pay (in selected countries)
• Finance management - An easy way to manage your Direct Debits and Recurring Payments to automatically pay for things like mobile phone contracts, rent payments, or gym memberships
• Instant balance - check your account balance by one swipe down from your phone’s home screen

Plus, you can also:

• Build your credit score, credit history and savings all together with Credit Builder
• Get automatic insurance on paid plans, like Bills, device & Phone Protection
• Link your PayPal account to manage your PayPal balance & transactions from the app, & seamlessly add your Monese card to your PayPal wallet (in select countries)
• Connect your British Airways Executive Club account to track & manage your Avios
• Open a savings account & earn interest on your savings with Raisin
• Get instant account statements in PDF & XLS
• Enjoy state-of-the-art security features like 3D Secure, locking or unlocking your card, & strong encryption & biometric login

Enjoy the convenience of being able to send and receive money straight from your phone, get your salary paid in, set up Direct Debits & Recurring Payments - all while maintaining a complete overview of your earning, spending & saving. Withdraw cash from ATMs worldwide for free & add money to your account by bank transfer, using another debit card, or with cash at over 84,000 locations in the UK, Austria, Belgium, Bulgaria, France, Luxembourg, the Netherlands, Poland, Portugal or Spain. Join the banking alternative & use your Mastercard debit card wherever you go - we're giving you the financial freedom to work, travel to explore the world, without your credit score holding you back.

You can open an account with us regardless of your citizenship or financial history, as long as you’re at least 18 and live in the EEA.

Ratings and reviews

The app UI and functionality is great but it seems its not working. It has been more than 3 days and account is not yet activated. The app is still showing as Processing screen after video KYC was completed. Wrote email to support team but no response yet. Even not able to close the account. No response for that request as well. Very disappointing service!!

I have installed the app 7 weeks ago and did all the verifications and it is still waiting for the outcome of the verification. Pure comedy. They don't even respond to emails ! Imagine if you would have problems with transactions or disputes, it would take them a year! Basically if they are not capable of verification then imagine something else. Uninstaling. Revolut is light years ahead!

UPDATE: After using it for years my account got blocked, googled and I see they do that a lot. Beware. Good luck if you are travelling when that happens. Problems with payments arriving. Zero stars for customer support. Contacted several times, noone answers, been trying for 3 weeks and all you get is an e-mail with "support request received". Faq instructs to use live support that does not exist in the app. Started out as a nice project which has turned into the worst experience.

What's new

To get our app in tip-top shape, we’ve been busy making 37 bug fixes and improvements.