Frost Bank

Frost

About this app

Everything we do is aimed at giving our customers a better banking experience every time they interact with us. And our app is no exception.

Open an Account with the App
Banking better is easier than ever—simply download the app.
It only takes a few minutes to open and fund a checking account.

Send Money to Anyone
Send money to anyone with just their mobile number or email. Just select them from your contact list. No need to ask for their account information.

Deposit Checks
Securely deposit checks with a generous daily limit and next business day fund availability when you deposit before 9pm.

Quick and Secure
Log in with an easy-to-use four digit PIN that is unique to your device or simply use your fingerprint on phones running OS 6.0 and above.

Plaid Exchange
Securely connect your Frost account with over 18,000 financial institutions and 4,500 apps on the Plaid network

Manage Account Connections
View a list of Plaid-connected financial institutions and apps and if you change your mind about any or all of them – easily cancel their access

Link External Accounts
Securely link your accounts from other financial institutions to view all of your finances in one place

Personal Help 24/7
Talk directly to a Frost banker with the touch of a button.

Other Features Include:
- Place a temporary freeze on your debit card
- Send money to anyone, anywhere in the U.S. and make bill payments on the go
- Create memos for each transaction
- Locate 1,700+ Frost ATMs and 150+ financial centers
- View and zoom, save and print cleared check images
- See running balances, plus view and search transactions
- View upcoming payment and transfer activity
- Customer photos of Texas

Member FDIC

Ratings and reviews

My debit card gets declined when trying to make payments and purchases online or in-store, even when I have enough funds in my account. I've been a customer of this bank for about 2 months and thinking about switching to a better bank. :\ [EDIT]: Even after calling the bank just to verify my identity and purchases and to authorize those purchases, my debit card gets declined over and over again, and I have to call the bank every single time to verify my ID, my transactions, etc. Worst bank!

Absolutely love the security, professionalism & friendliness of Frost bank & it's employees but the app is a nightmare. Although I love the features of the app, Ive had it for 3 years now & it takes RIDICULOUSLY LONG to open the app or load a new window, such as switching from looking at my accounts to my cards. I've lived in multiple cities since getting the app, done all the updates nothing seems to fix this issue. I'm honestly at my wits end with it. PLEASE FIX IT ALREADY

When I try to deposit a check using my Pixel 8 through the app, it takes me in an endless loop between entering the amount and taking a photo. I've reported this incident on January 25 (and continued reporting it every month), and it is still unresolved as of today, June 10. Completely unacceptable and very disappointing. I love Frost, but if this continues I will have to switch to another bank.

What's new

We're always working hard to bring you a better banking experience. To ensure you get the best experience, turn on auto-updates so you always have the latest version of the Frost App. What's new:
- Bug fixes
- Feature Enhancements