Access your salary on demand ā no need to wait for payday.
Advance lets eligible employees access a portion of their earned income, manage unexpected expenses, and split payments for better budget control.
Key Features:
INSTANT - BE PREPARED FOR ANY EMERGENCY:
⢠Funds disbursed instantly upon request
⢠Available 24/7, including weekends and holidays
FLEXIBLE - DESIGNED FOR YOUR NEEDS:
⢠Access as low as ā±1,000
⢠Request multiple times, within your credit limit
⢠Credit line is replenished with every repayment so you'll always have access to emergency funds
SPLIT EXPENSES, SAVE MORE, MAXIMIZE INCOME
⢠Split transactions to up to 4 payments and do more with your earnings
⢠Track repayments easily using our clear payment tracker
⢠Avoid late penalty fees by paying on time
Who Can Use Advance?
Advance is exclusively available to employees of partner companies. A company code is required to sign up. Please check with your HR department.
Not a partner yet? Refer your employer by emailing partner@advance.ph.
Loan Term: 60 days
Maximum APR: 35%
Sample Computation
PF:
5% of ā±10,000 = ā±500
Interest:
5% (2.5%/month) of ā±10,000 = ā±500
VAT:
12% of ā±1,000 (PF & Interest) = ā±120
DST:
Principal * (ā±1.5 for every ā±200) * (Payment Terms/365)
10,000 * (1.5/200) * (60/365) = ā±12.32
ā±10,000 (Principal) +
ā±500 (PF) +
ā±500 (Interest) +
ā±120 (VAT) +
ā±12.32 (DST)
= ā±11,132.32
Learn more: https://advance.ph