Zip - Buy Now, Pay Later

Zip, Co.

About this app

Zip (previously Quadpay) gives savvy shoppers more freedom and flexibility to buy now, pay later where they want with the Zip app.

Split payments into 4 easy installments, pay over 6 weeks¹, and enjoy shopping at millions of online and in-stores.
If you’re a super deal finder, this is the smarter way to find great deals, shop now, pay later, and stretch your funds.

SPLIT ANY PURCHASE IN 4¹
Buy now, pay later: shop your favorite brands and pay with your linked account in 4 payments over 6 weeks¹. Get an instant decision³, with no long application forms or hassle.

USE ZIP WHERE YOU WANT², ONLINE OR IN-STORE
Install our app and use Zip (previously Quadpay) pretty much anywhere² you to shop now and pay later — whether online or in-store. To make payments seamless, add Zip to your Apple Wallet or Google Pay for easy access, with amazing shopping at millions of stores².

THE SMART ALTERNATIVE TO CREDIT CARD INTEREST
Our buy now, pay later platform helps you pay for your shopping in 4 payments¹ and is a smart alternative to credit card interest. When you use Zip (previously Quadpay), there is no impact on your credit score — ever. We’ll let you know when installments are due, so you’re on top of your split payments & purchases.

If you’re a great deal finder, you’ll love Zip, which allows you to shop now, pay later in 4 payments¹. Zip is a great alternative to credit so that you can get the things you need and easily split payments.

HOW DO I USE ZIP?
Install the app and link your payment card to start shopping in millions of online and in-store retailers.
Check out our deal finder, browse our directory of merchants, or make purchases directly with the Zip (previously Quadpay) app at places that accept Visa².

Enter the amount you’d like to spend (including any taxes or shipping costs!). Your purchase will be split into 4 payments over 6 weeks¹, taking the worry and hassle out of shopping by allowing you to shop now, pay later. Easily track your spending, view transaction history, and manage split payments in the app.
Update or change your account details, including payment method, at any time.
Get answers to frequently asked questions and contact our support team directly from the app.

CONNECT WITH US

For daily style tips, lifestyle hacks, and up-and-coming brands you’ll love, follow us on Instagram.

https://www.instagram.com/quadpay/

¹For a $200 purchase, you'd make four $51 payments every two weeks starting today for a 34.7% annual percentage rate and a total of payments of $204. A $4 installment fee is charged at commencement - you pay $1.00 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $3.00 is included in your future payments. A minimum purchase of $35 is required. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere financing through Zip issued by WebBank, and subject to credit approval.

²Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply.

³eligibility criteria apply

Ratings and reviews

This one is the smoothest... The "coolest smart guy in the class," you know? It gives you a bunch of tips to increase your "spending power," It's user friendly and most importantly (for me!) when it's time to "add a new payment" the way Zip pops on the screen asking you, do you want them to pay for your purchase is unmatched. They also have a "copy card" option, but they auto fill the information Every time. The other ones may or may not at all. You can't lose with Zip.

I've used similar apps like this before, but was always such a hassle when checking out. Used Zip for 1st time a couple days ago for a Walmart purchase and the whole process from shopping to picking up my order was so easy and convenient. No issues at all. It was a simple checkout whereas other apps had what felt like a 10 step process to checking out. I HIGHLY RECOMMEND Zip to all who may be short on money but really need some things. Payments aren't insanely high, very reasonable. THX

I found this app watching the Xfinity race they sponsored and figured why not. I got approved and gave it a try. I typed a company in their search engine and was able to purchase an item. The item was more than I had, and splitting it up into payments made it possible. It was extremely easy to do. The amounts were clearly stated and when the charges will happen. I love it and will use it again.

What's new

Bug fixes