Afterpay: Pay over time

Afterpay

About this app

Buy now, pay later with Afterpay. Shop your favorite brands online, in-store, or in the app. Access exclusive deals by shopping in the Afterpay app. Get what you want now, and pay over time as you manage payments. Choose to pay in pay in 4, 6 weeks, interest-free*, or up to 24 months.

With Afterpay you can discover and shop new brands and products, and get exclusive discounts across fashion, beauty, home, toys, tech, and more.

With over 700k five-star reviews, Afterpay is the app that allows for seamless split payments. Download Afterpay today to shop in-store or online with your pre-approved spending limit and pay over time for your favorite products.

AFTERPAY FEATURES:

PAY IN 4
- Buy now or split your purchase into 4 interest-free payments*.
- Manage your spending and pay over 6 weeks.
- No fees when you pay on time*.

PAY MONTHLY
- Split pay with flexibility and using Afterpay for eligible orders at participating brands.
- Pick the plan that works for you pay monthly, and split payments in 3, 6, 12, or 24 months**, depending on your order amount and merchant availability.

DISCOVER MORE IN THE APP
- Discover even more app-exclusive brands in fashion, tech, travel, and more only in the app.
- Explore curated round-ups and gift guides from our editors.

GIFT IT WITH AFTERPAY
- Gift even easier with gift cards from hundreds of top brands available exclusively in the Afterpay app.
- Select your gift card, send it directly to your recipient’s inbox, and pay over time.

AFTERPAY IN-STORE
- Shop your favorite brands in-store with Afterpay.
- Tap to pay, and take it home today.

MANAGE PAYMENTS WITH EASE
- Use the app to review your Afterpay orders and manage your split payments.
- Manage payments by selecting your preferred payment day that works best for you.

STAY INFORMED WITH NOTIFICATIONS
- Manage your notifications to stay up to date on your account, new brands, and exclusives.
- Get alerts on your activity, special offers, and scheduled split payments.

UNLOCK MORE SPENDING POWER
- Unlock higher spending limits when you pay on time.
- Check your spend limit and keep on top of your finances in the Afterpay app.

24/7 CUSTOMER SUPPORT
- Get support anytime you need.
- Use our customer support chat or access FAQs in the app.


By using the Afterpay app, you agree to the applicable Terms of Use (https://www.afterpay.com/en-US/terms-of-service) and Privacy Policy (https://www.afterpay.com/en-US/privacy-policy).

*You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. For access to in-store, additional verification may be required. Late fees may apply. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout For complete terms see https://www.afterpay.com/en-US/installment-agreement and https://cash.app/legal/us/en-us/tos. Loans to California residents made or arranged pursuant to a California Finance Lenders Law license.

**You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. Loans through the Afterpay Pay Monthly program are underwritten and issued by the First Electronic Bank. A down payment may be required. APRs range from 0.00% to 35.99%, depending on eligibility and merchant. As an example, a 12 month $1,000 loan with 21% APR would have 11 monthly payments of $93.11 and 1 payment of $93.19 for a total payment of $1,117.40. Loans are subject to credit check and approval and are not available in all states. Valid debit card and acceptance of final terms required to apply. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout. See https://www.afterpay.com/en-US/loan-agreement for complete terms.

Ratings and reviews

Well since I have using this app it's been great. I use it a lot, like grocery orders from stores and a lot of other things, to split payments then payback over time. And as for cash app it's just as great. spend up to the amount limit and for most part it works for it all. No payment down either, you spend the amount needed you go back and see when your transaction completes as then ya should see the lil afterpay logo and beside it shows pay over time available. 5+ star for me💯

so far I've had zero luck at successfully making a purchase through the app. It seems promising so I'll attempt making a purchase but always during the final steps the app starts glitching and I get an error message saying whoops something went wrong try again later. I've been through this 8-10 times on different occasions with plenty of time between all my attempts and yet still something goes wrong. I'm afraid this app has been nothing more than a complete waste of my time. 😞

Works like a credit card, but w/o the late fees or interests. When everything's good, it's great! But if it's bad, they won't help you. They close disputes before fully investigating the problem. They'll repeatedly ask for info you already gave. If you get a refund on an order, NEVER OPT FOR STORE CREDIT. You'll still have to pay them for the returned items. No one tells you this. And they always overcharge you for your purchases in case of "unexpected fees," and won't always refund you. Be wary

What’s new

Same app. New Look.
Afterpay has joined forces with Cash App. You’ll notice an updated look throughout our app, with new colors and styles to match our Cash App friends.

Under the hood, we are the same great Afterpay you know and love. There are no changes to your Afterpay account, orders, or payment plans.

Loving the Afterpay app? Let us know by leaving us a review on the Play Store.