Alpian - Banking & Investing

Alpian

About this app

Experience the bank engineered to make your money work for you. Spend, save, exchange money, and invest all in one app. Download now and open your free bank account in under 10 minutes!

Why Alpian?

We are making banking better by designing all our features and products focusing on your success. Just like a private bank, but accessible to everyone. As a fully regulated Swiss bank by FINMA, you can be sure we operate with the highest standards of security and safety in the country.

Banking with Alpian means:

- Paperless and quick account: Open your account with 0 monthly fees in less than 10 minutes.
- Multi-currency account: Manage, pay, save, send, and exchange in CHF, EUR, USD, and GBP with the best rates in Switzerland.
- Superior foreign currency exchange rates: Send money in 19 currencies, pay abroad with your card with zero commission per transactions, and exchange between CHF, EUR, USD, and GBP free of charge.
- Virtual cards: Create multiple fully digital debit cards to pay online and in stores with more security.
- High interest rates: Earn monthly interest on your savings with no withdrawal restrictions or penalty fees. We’re the only Swiss bank that pays you every month instead of at the end of the year.
- Deposit protection of 100,000 CHF.
- Contactless payments: Use Apple Pay and Google Pay for secure transactions.

Investing with Alpian means:

Professional investment solutions at accessible costs that outperform traditional banks and individual traders. Manage your daily cash and investments in the same app with complete overview of your portfolio and performance, level of exposure, etc.

- Unique portfolios: Tailored investment strategies based on your investor profile. No standard profiles – each one is customised for you.
- Expert advice: Unlimited video calls with wealth advisors for personalised guidance. Our advisors have an outstanding rating of 4.98 out of 5 because they truly focus on you and don't try to sell you products.
- Flat fee: One flat annual fee without hidden transaction costs.
- Flexible Investment Mandates:

1) Managed by Alpian: Delegate your investment strategy to our experts for optimal returns. Our team will adjust your portfolio according to your risk capacity and market fluctuations.
2) Guided by Alpian: Invest independently with professional insights and support. Use our tools to make informed investment decisions and consult with our advisors whenever needed.

Security you can trust

As a fully regulated Swiss bank by FINMA, we uphold the highest security standards. Customize your security settings directly in the app – lock and unlock your card, change your PIN, set spending limits, and hide sensitive data.

Requirements to open an account

To open an account, you must be a Swiss tax resident over 18 years old, have a valid ID card or passport. To activate the account, you must make a deposit of the amount of your choice.

About Alpian

Founded in 2019, Alpian received its full banking license from FINMA in March 2022 and launched in the Swiss market in October 2022. Discover more at www.alpian.com.

ALPIAN S.A. Registered address at 17 chemin des Crêts, 1209 Geneva.

Ratings and reviews

App kept crashing. Also they need to sort out their major Instagram ad. There's a huge error in it. Worrying lack of attention to detail would make me think twice before signing up.

The compliance check at the beginning is set up wierd. I sent a transaction from a Slovenian account for my initial confirmation. This then got rejected and after speaking with tech support (reroutes you to a "wealth management" guy) I was told that Slovenia is not a FATF nation. That's weird, as members are the ones that set the standards, but the FATF assesses the fitness of all states, member or not, and publish this through their black/graylist. Confusing and uncommunicative experience

Bro i cant even get pass the registration I filled everything in the tab of taxes and if im a US person and clicking the "next" arrow in the right bottom corner does nothing and i cant proceed

What's new

This update brings bug fixes and performance improvements.