Gerald: Cash Advance App

Gerald Technologies, Inc.

About this app

Say goodbye to overpriced household essentials. With Gerald, you can shop smart and save more on everyday items, all from an easy-to-use app. Get a cash advance, auto-buy essentials, cover expenses and more. Best of all, there are no credit checks, no interest and no hidden fees.

POPULAR FEATURES:

Instant Cash Advance
- Get a quick cash advance for in-app household purchases, phone plan payments, emergencies, bills and more. Get help when you need it without interest rates, hidden fees or credit checks, and no subscriptions.

*Instant transfers are offered to prior customers who repay their advance on time. New users can activate instant transfers if their bank is eligible and if they earn enough points to be used toward activating instant transfers.

Buy Now Pay Later
- Running low on cash? You can use a Shop Now Pay Later advance toward essential household items on Gerald’s store or a mobile phone plan purchase. A better alternative to traditional buy now pay later apps!

Mobile Phone Plan Advance
- Gerald makes paying for your cell phone plan a breeze. Choose your mobile plan and utilize Shop Now Pay Later to get reliable service without the upfront costs. Users can keep their existing phone numbers. Gerald’s Cranberry Mobile is powered by T-Mobile.

Store Rewards
- Earn money to spend on Gerald's e-store, Cornerstore. Store rewards are given to users who paid their advance on or by their payment date. Get a percentage of that payment back as a reward to use on household essentials and future purchases! Want to hear the best part? Store rewards do not need to be paid back!

Play To Earn
- Turn free time into reward time! Play fun games, complete simple in-app tasks and more to earn coins. Collect points and redeem them for Gerald’s Store Rewards to fund a future purchase.

WHY CHOOSE GERALD?
Gerald is on a mission to empower individuals and families by providing easy access to recurring and essential household products at affordable prices.

Join us at Gerald and experience a new way to shop for your recurring and essential household needs, where your financial well-being is our top priority. Shop smart, save more and embrace a brighter future with Gerald! Download the app to get started today.

LEGAL DISCLOSURE
Gerald does not offer loans. Gerald is NOT a payday loan, cash loan, personal loan, or app to borrow money. By validating your employment you can access money you’ve already earned.

(*)Repay it when you get paid or can afford it. Gerald's advance service comes with no minimum or maximum repayment time frame requirements. No interest rate or APR (0% APR or interest). For more information please see Gerald's terms and use: https://joingerald.com/legal/terms-of-use.
Gerald is not affiliated with loan apps, money apps, or any similar apps.

EXAMPLE SCENARIO
If you are approved for a $100 advance, you’ll be required to use a specific portion of that advance on our e-store (i.e. Cornerstore) or on a mobile plan (i.e. Cranberry Mobile). Once this threshold has been met, you can then transfer the remaining balance of the advance to your bank account with no fees attached. For example, if you’re provided with a $100 advance, you may need to allocate at least $50 of this advance towards purchases on Cornerstore or towards a mobile plan through Cranberry Mobile. After meeting this requirement, the remaining $50 can be transferred to your bank account hassle-free and with no fees. In this case, your repayment amount will be $100.

(**) Not all users will qualify. Subject to approval policies.

Website: https://joingerald.com

FOLLOW US:

Twitter: https://twitter.com/joingerald

LinkedIn: https://www.linkedin.com/company/joingerald

PRIVACY: https://joingerald.com/legal/privacy

TERMS OF SERVICE: https://joingerald.com/legal/terms-of-use

Gerald Technologies is a financial technology company, not a bank. Banking services are provided by Gerald’s banking partners.

Ratings and reviews

This USED to be a good app. No issue getting advances. Since they switched to the "cornerstore" model the app has become a scam. Go to take an advance out, it said half the advance was required to be spent in the store. I tried it one time, what they don't tell you is that they will charge $20+ for shipping, so you'll never be able to actually get an advance! They refuse to cancel the order and are now scamming me out of $75. AVOID!

I've had the app for three months now and it's been clutch when I've needed an advance (the instant transfer never worked, so I had to wait a few days). The subscription fee was fair enough for it's conveinence. Today, however, I tried for an advance and it is suddenly demanding that I use their "buy now, pay later" to "unlock" an advance. They changed their policy with no obvious advance warning AFTER they've already taken my subscription fee for the month of May w/ no refund. Dont do it.

I paid $9.99 for a subscription that unlocks the advance option. After I unlocked the advance option, all of a sudden they're demanding that I spend $30 of what I'm supposed to be advanced on some weird & unnecessary shopping items in order to be advanced anything at all. I don't care if they changed their policy recently—thst haven't notified any of the members. The creators of this app are playing on people's current need for resources

What's new

Hello there,
We have released a new update for the Gerald app that includes bug fixes and performance improvements to ensure a seamless user experience. Please update the app to the latest version to take advantage of these enhancements.
Thank you for choosing the Gerald Wallet app, and we appreciate your continued support.