Gerald - Cash Advance

Gerald Technologies, Inc.

About this app

Experience the power of smart shopping and instant financial flexibility. Use your approved advance to buy household essentials and everyday items from Gerald’s Cornerstore. With no credit checks, interest, or hidden fees—and the added benefit of a Free Cash Advance transfer—Gerald makes it easy to get what you need, exactly when you need it.

POPULAR FEATURES:

Buy Now, Pay Later with Advance

- Running low on cash? Use our Buy Now, Pay Later feature to shop a wide range of products from Gerald’s Cornerstore, whether it's everyday essentials, personal items, or even a mobile phone plan. A better alternative to traditional Buy Now Pay Later apps, it allows you to make important purchases without the burden of upfront costs.

Instant FREE Cash Advance Transfer

-Access a quick cash advance that you can transfer directly to your bank account, ideal for added flexibility and financial peace of mind. Get help when you need it—without interest rates, fees, credit checks, or subscriptions.

*CASH ADVANCE TRANSFER IS ONLY AVAILABLE TO CUSTOMERS WHO PURCHASE ITEMS USING A PORTION OF THEIR ADVANCE FROM GERALD’S CORNERSTORE AND MEET THE REQUIRED MINIMUM ADVANCE SPEND THRESHOLD. INSTANT TRANSFER IS ONLY SUPPORTED FOR ELIGIBLE BANKS.

Mobile Phone Plan Advance

- Choose your mobile plan and utilize Buy Now, Pay Later to get reliable service without the upfront costs. Users can keep their existing phone numbers. Gerald’s Cranberry Mobile is powered by T-Mobile.

Store Rewards

- Earn rewards to spend on Gerald's e-store, Cornerstore! Pay your advance on time and get a percentage back as a reward for future purchases. Best of all, store rewards don’t need to be paid back!

Play To Earn

- Turn free time into reward time! Play fun games, Collect points, and redeem them for Gerald’s Store Rewards to fund a future purchase.

WHY CHOOSE GERALD?

Gerald is on a mission to empower individuals and families by providing easy access to recurring and essential household products at affordable prices.

Join us at Gerald and experience a new way to shop for your recurring and essential household needs, where your financial well-being is our top priority. Shop smart, save more and embrace a brighter future with Gerald! Download the app to get started today.

LEGAL DISCLOSURE

Gerald does not offer loans. Gerald is NOT a payday loan, cash loan, personal loan, or app to borrow money. By validating your employment you can access money you’ve already earned. Gerald's advance service comes with no minimum or maximum repayment time frame requirements.

(*) Get advances from $40 to $200 with no mandatory minimum or maximum repayment period, and absolutely no interest or APR (0% APR). For more information please see Gerald's terms and use: https://joingerald.com/legal/terms-of-use.

Gerald is not affiliated with loan apps, money apps, or any similar apps.

EXAMPLE SCENARIO

If you are approved for a $100 advance, you’ll be required to use a specific portion of that advance on our e-store (i.e. Cornerstore) or on a mobile plan (i.e. Cranberry Mobile). Once this threshold has been met, you can then transfer the remaining balance of the advance to your bank account with no fees attached. For example, if you’re provided with a $100 advance, you may need to allocate at least $50 of this advance towards purchases on Cornerstore or towards a mobile plan through Cranberry Mobile. After meeting this requirement, the remaining $50 can be transferred to your bank account hassle-free and with no fees. In this case, your repayment amount will be $100.

(**) Not all users will qualify. Subject to approval policies.

Website: https://joingerald.com

FOLLOW US:
LinkedIn: https://www.linkedin.com/company/joingerald
PRIVACY: https://joingerald.com/legal/privacy
TERMS OF SERVICE: https://joingerald.com/legal/terms-of-use

Gerald Technologies is a financial technology company, not a bank. Banking services are provided by Gerald’s banking partners.

Ratings and reviews

*Edit: Previously I had issues with verification bank acc. After some days I gave them a try again. Able to create an account but while the idea seems noble, you have* to spend money (aka from cash advance received) in their "store" in order to transfer the rest which is prob 1/3 left. Shipping fee is also added per item. & for the reviews either it takes forever to arrive or never arrives. Payback date also seems too short to. Looks like a good idea/project but it's not very well effectuated :/

update: It took a great deal of back and forth, but eventually I was transferred over to an individual that was willing to help and was kind and I was ultimately refunded. I do appreciate the outcome and help in the end, but I also wish it wouldn't have taken so much frustrating back and forth to get there. ---- Glitch in the app cost me $60 and they refused to help. I contacted them after I was notified of an Auto-buy that I never set up or approved.

this company might be one of the biggest scams out there. half the things you try to add to cart magically don't get added. and the maybe they'll actually ship it. but don't ask for a tracking number. they can't provide that until after it's delivered. but will gladly take their repayment without their end fulfilled. so no product but they take money. if that sounds like fraud you're right bc it is. update 11.3.25: support is awful as well. so not use. they ship from Amazon

What’s new

Hello there,
We have released a new update for the Gerald app that includes bug fixes and performance improvements to ensure a seamless user experience. Please update the app to the latest version to take advantage of these enhancements.
Thank you for choosing the Gerald Wallet app, and we appreciate your continued support.