Klover - Instant Cash Advance

Klover Holdings

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About this app

Your payday can’t come soon enough! That’s where we come in.

You can get a Klover cash advance up to $250 cash – even if your payday is 2 weeks away. And unlike banks, there are no late fees, credit checks or interest charges. Like, legit zero-zero.*

HOW TO GET YOUR FIRST ADVANCE:
Enter your name, email and phone to sign up in seconds
Connect your bank so we know where to send your money
Pocket your cash in minutes –– get up to $200

But we’re not just a one-trick pony. Here’s why over 2 million people have made Klover their budget bestie:

SCORE EASY POINTS**
Earn points for things like taking surveys and watching ads. You can then cash them out for a bigger advance or to enter our daily sweepstakes.

BUDGET LIKE A BOSS
Level up your money game with Klover+ innovative budgeting tools. Create spend goals, opt-in to track your credit score, and earn extra points when you reach savings targets.

MONEY FROM THE FUTURE
It’s not sci-fi, it’s borrowing from yourself. Ditch the banks with high fees or your friends with high horses. Get a cash advance through the Klover app with no credit checks, late fees or interest charges. Legit zero-zero.

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WHY WE’RE HERE
We’re not your typical financial Institution. Our biggest goal is to see you financially free.

So, we’ll never charge you annoyingly high fees. Instead, we can give you a swiss army knife of money tools, plus immediate cash advances by leveraging your most valuable asset -– your data.

By transparently leveraging your approved data, we can provide low to no fees financial products and services to save you time and money.

YOUR DATA IS SAFE WITH US
Your data is always anonymized (we’ll never know who you are) and securely stored using 256-bit encryption (we’re talking military-grade, bank-level technology here). When you opt-in to our Truth in Data agreement, you’ll unlock all the Klover app perks –– like cash advances, budgeting tools, sweepstakes –– without any credit checks, late fees or interest charges. Nothing. Nada. Zilch.

STAY IN TOUCH
Got a question? Reach out to us at [e-mail]

*Not all users will qualify. Advances range from $25 - $250, avg advances $93. Express transfer fees may apply.

**LEGAL DISCLOSURE:
Klover does not offer loans. We are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. By validating your employment you can access money you’ve already earned whenever you want to. Klover’s advance service is free and doesn’t have interest. Our APR is 0%. Klover’s advance service does not require a minimum repayment time frame. Klover’s advance service does not require a maximum repayment time frame. For example, if you request an advance of $100 your future repayment is $100. Example 2: If you select a completely optional immediate delivery fee of $8.49 your future repayment would be $108.49. Klover’s advance service is not a contracted obligation to repay a loan. For more information please see Klover’s terms and conditions: https://www.klover.app/terms-and-conditions.

***Points cannot be redeemed for cash, only in-app features
Klover’s Privacy Policy: https://www.klover.app/privacy-policy


Klover Holdings, Inc.
57 W Grand Ave
Chicago, IL 60035

Ratings and reviews

used it a number of times. always paid back on time. Ive unlinked, linked my account several times but all of sudden cant borrow anymore. yall are quick to take the subscription money out. I send screenshot as to what it says but I'm told various things. you have to wait for your check to clear. okay it's been a week I've done been paid almost twice and my account has been linked for months. your help is a joke when no ones gives you the same answer. still having issues.

I would try other insta cash apps first. was approved for up to $150. I borrowed $50 as I didn't want to borrow more then needed. I needed more but couldn't take any. they should let you know you only get one shot, as other apps will let you keep borrowing until you hit your limit. other thing I don't like, takes days to talk to customer service and only through email. you can chat with a bot that sends you random information.

Used to be good but they got rid of gift card redemption ( and I pay for it monthly), so I'll be canceling it before the next payment because I don't use the cash advance feature anymore so it's noy worth it for me to scan receipts & earn points for nothing. HOPEFULLY they'll bring them back & if so, I'll gladly resubscribe! the worst part, is that they didn't let anyone ( well, I didn't receive an email or notification), know they were taking it away; otherwise I would have cashed my points in