Lincoln Financial Mobile

Lincoln National Corporation

About this app

Accessing your Lincoln account information from your favorite device is easier than ever on the Lincoln Financial Mobile app!

Our all-inclusive mobile app allows you manage your retirement plan, employee benefits, and wellness tools, all in one secure place. Safely access and adjust your retirement account, submit and manage claims, view dental ID cards, provide essential information to keep your claim on track, find a dentist, take advantage of financial wellness tools, and more!

Here are some key features:

Retirement plan

My TargetSM:
The My Target retirement estimator lets you see how your account balance may translate into monthly income after retirement. With Click2ContributeSM integration, it’s simple to increase contributions to help meet your savings goals.

Click2Contribute:
Click2Contribute makes it simple to increase your contribution rate by selecting one of three preset percentages. Even before you make a change, the contribution planner also shows how an increase may affect your paycheck.

Contributions:
The Contributions tab lets you update deferral amounts and see a detailed breakdown of your year-to-date contributions. If you make Roth contributions, you’ll also see a lifetime cost basis versus earning breakdown.

Investments:
The Investments tab provides an interactive graph of your account balance over time.

My next steps:
This prioritizes actions on the road to retirement, like consolidating your assets or increasing your knowledge. (This feature may not be available for all plans.)


Employee benefits:
Everything you need to manage your benefits is in one place, letting you submit and manage a claim, download forms, upload documents and view payments. It’s also a convenient way to stay on top of administrative details like accessing your digital dental ID card and our network of dental providers.


Financial wellness:
Our proprietary financial wellness solution provides tools and personalized steps to manage your financial life. From creating a budget, to building an emergency fund, to paying down debt, our easy-to-use online tool helps you turn information into action so you can focus on both short- and long-term goals, such as saving for retirement or providing protection for your loved ones.

Ratings and reviews

Could be a decent app, but options are limited compared to the website, and the biometric login option crashes the app 100% of the time on Android 14. Lowering the rating to a 1 because the biometric login crashing the app has been happening for well over 6 months now. Edit: Also crashes with Android 15. No fix in over a year now, I think. Update-1/25 the biometric login in STILL broken. Great to have a financial app that seems to be abandoned. Makes me feel very secure about my data.

Absolutely one of the worst apps on my entire phone. Every time I try to log in to check my account, it's "experiencing technical difficulties". I know some apps need updating, but this thing is beyond ridiculous. If I weren't locked into a 6-year contract, I would do business elsewhere. Their entire development and IT team should be replaced.

This might be the worst app I have ever downloaded. And that's not hyperbole. There are so many issues I can't list them all. First, biometric login kills the app, leaving you unable to login. Over half the time when trying to login with a password, either the app is down or you're met with just a black screen. Every process is slower than molasses. The entire app should be deleted and reworked. Uninstalling and will use desktop from now on. Pitiful.

What’s new

This release includes improved login experience and performance improvements.