4.0
3.62K reviews
500K+
Downloads
Content rating
Everyone
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About this app

Mastercard Pay with Rewards is only available on certain Mastercard cards. Please check with your issuer of your card for availability.

Pay with Rewards allows you to spend your points like cash at millions of participating locations worldwide. This app allows you to connect a Mastercard card and configure when and where your points will be redeemed. When using your card, your payment is processed as normal. If you choose to redeem points you will receive a statement credit to your card.

Getting Started
* Connecting your card to the Pay with Rewards app is simple: enter your Pay with Rewards-enabled Mastercard card number and establish a four digit app PIN. The PIN will be used by the app to protect your personal settings and information.
* Answer the security questions. Your questions are based on information your financial institution has on file. Select any one question from the list. If you have questions or are not able to proceed, please contact the issuer of your card.
* The home screen will show your points balance, the cash equivalent of your points balance, and your current Pay with Rewards setting. Turn Pay with Rewards on for subsequent purchases, or leave it off and choose from recent purchases eligible for redemption under Activity.
Updated on
Aug 26, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection

Ratings and reviews

4.0
3.56K reviews
Omega4
August 24, 2025
There was an update this week and now the app says there are no transactions but I am getting notifications on my phone for them. Within a few days they show on my bank credit card account but I think without adding to my rewards account. Please fix this complete total error as it makes the app TOTALLY pointless.
3 people found this review helpful
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David McPadden
August 22, 2025
This app worked fine for me before the latest update. Now I am unable to redeem points on previous transactions. Despite it saying I should be able to do exactly that, only transactions that I have already redeemed points on appear in the 'Activity' tab.
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Jon Loomes
April 29, 2025
Doesn't work. Fails card registration every time for me..tried reinstall on two different phones... great way to reduce the amount of points that can be redeemed. I.e. none . did anyone actually test this before release? if so..Fire them.
8 people found this review helpful
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What’s new

Revamped home page with a fresh new look while retaining all familiar features