PennyWise AI
100+
Downloads
Everyone
info
About this app
Track expenses automatically from bank SMS - no manual entry, complete privacy.
PennyWise AI transforms your unorganized bank SMS into a clean, searchable expense timeline using on-device AI. Your financial data never leaves your phone.
✨ KEY FEATURES
🤖 Automatic SMS Parsing
• Reads transaction SMS from 20+ banks
• Extracts amount, merchant, date automatically
• Smart categorization without manual input
• Works with credit, debit, and UPI transactions
🔒 100% Privacy Guaranteed
• All processing happens on-device using MediaPipe AI
• No cloud servers, no data uploads, no tracking
• Open-source code for complete transparency
• Read-only SMS access - we never send messages
💡 Smart Financial Insights
• AI assistant answers questions like "What did I spend on food?"
• Beautiful charts show spending patterns
• Automatic subscription detection
• Monthly and category-wise breakdowns
📱 Modern Material Design
• Material You dynamic theming (Android 12+)
• Smooth Jetpack Compose UI
• Full dark mode support
• Tablet-optimized layouts
🏦 Supported Banks
HDFC, SBI, ICICI, Axis, PNB, Kotak, IDBI, Federal, Karnataka, Canara, Bank of Baroda, Indian Bank, Jio Payments, Jupiter, IDFC First, Union Bank, HSBC, Central Bank, Utkarsh, Amazon Pay (via Juspay), and more added regularly.
🎯 Perfect For
• Privacy-conscious users wanting expense tracking
• Busy professionals tired of manual entry
• Anyone managing tight budgets
• Users seeking transparent, ad-free apps
📊 Additional Features
• Search and filter transactions instantly
• Works completely offline
• Spotlight tutorial for easy onboarding
• Auto-scan on app launch
• Regular updates with new banks
• Active Discord community
Why PennyWise AI?
Unlike other expense trackers that upload your sensitive data to servers, PennyWise processes everything locally. Get professional expense management without compromising privacy.
Requirements:
• Android 12 or higher
• SMS permission (read-only)
• 100MB storage
Free & Open Source
No ads, no subscriptions, no premium tiers. Forever free under MIT license.
Join our growing community of users who value privacy and simplicity in expense tracking.
Support & Feedback:
• GitHub: github.com/sarim2000/pennywiseai-tracker
• Discord: Join our community for help
• Email: Support available through GitHub issues
PennyWise AI transforms your unorganized bank SMS into a clean, searchable expense timeline using on-device AI. Your financial data never leaves your phone.
✨ KEY FEATURES
🤖 Automatic SMS Parsing
• Reads transaction SMS from 20+ banks
• Extracts amount, merchant, date automatically
• Smart categorization without manual input
• Works with credit, debit, and UPI transactions
🔒 100% Privacy Guaranteed
• All processing happens on-device using MediaPipe AI
• No cloud servers, no data uploads, no tracking
• Open-source code for complete transparency
• Read-only SMS access - we never send messages
💡 Smart Financial Insights
• AI assistant answers questions like "What did I spend on food?"
• Beautiful charts show spending patterns
• Automatic subscription detection
• Monthly and category-wise breakdowns
📱 Modern Material Design
• Material You dynamic theming (Android 12+)
• Smooth Jetpack Compose UI
• Full dark mode support
• Tablet-optimized layouts
🏦 Supported Banks
HDFC, SBI, ICICI, Axis, PNB, Kotak, IDBI, Federal, Karnataka, Canara, Bank of Baroda, Indian Bank, Jio Payments, Jupiter, IDFC First, Union Bank, HSBC, Central Bank, Utkarsh, Amazon Pay (via Juspay), and more added regularly.
🎯 Perfect For
• Privacy-conscious users wanting expense tracking
• Busy professionals tired of manual entry
• Anyone managing tight budgets
• Users seeking transparent, ad-free apps
📊 Additional Features
• Search and filter transactions instantly
• Works completely offline
• Spotlight tutorial for easy onboarding
• Auto-scan on app launch
• Regular updates with new banks
• Active Discord community
Why PennyWise AI?
Unlike other expense trackers that upload your sensitive data to servers, PennyWise processes everything locally. Get professional expense management without compromising privacy.
Requirements:
• Android 12 or higher
• SMS permission (read-only)
• 100MB storage
Free & Open Source
No ads, no subscriptions, no premium tiers. Forever free under MIT license.
Join our growing community of users who value privacy and simplicity in expense tracking.
Support & Feedback:
• GitHub: github.com/sarim2000/pennywiseai-tracker
• Discord: Join our community for help
• Email: Support available through GitHub issues
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
What’s new
• Added support for Charles Schwab transactions
• Improved South Indian Bank parser with IMPS support
• Enhanced merchant name icon display
• Fixed Juspay parser issues
• Better transaction detection for IndusInd Bank
• Improved South Indian Bank parser with IMPS support
• Enhanced merchant name icon display
• Fixed Juspay parser issues
• Better transaction detection for IndusInd Bank
App support
About the developer
Sarim Ahmad
sarimahmed3520@gmail.com
India
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